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Session Laws, 2007
Volume 803, Page 1968   View pdf image
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Ch. 307
2007 Laws of Maryland
(4) WITHIN 3 5 BUSINESS DAYS AFTER PLACING A SECURITY
FREEZE ON A CONSUMER'S CONSUMER REPORT, THE CONSUMER REPORTING
AGENCY SHALL: (I) SEND A WRITTEN CONFIRMATION OF THE SECURITY FREEZE TO THE CONSUMER; (II) PROVIDE THE CONSUMER WITH A UNIQUE PERSONAL IDENTIFICATION NUMBER OF PASSWORD TO BE USED BY THE CONSUMER WHEN
AUTHORIZING THE RELEASE OF THE CONSUMER'S CONSUMER REPORT TO A
SPECIFIC PERSON OR A SPECIFIC PERIOD OF TIME; AND (III) PROVIDE THE CONSUMER WITH A WRITTEN STATEMENT OF THE PROCEDURES FOR REQUESTING THE CONSUMER REPORTING AGENCY
TO REMOVE OR TEMPORARILY LIFE A SECURITY FREEZE. (5) (I) SUBJECT TO SUBPARAGRAPH (II) OF THIS PARAGRAPH, A CONSUMER REPORTING AGENCY IS NOT REQUIRED TO PLACE A SECURITY
FREEZE ON A CONSUMER REPORT IF THE CONSUMER REPORTING AGENCY: 1. ACTS ONLY AS A RESELLER OF CREDIT
INFORMATION BY ASSEMBLING AND MERGING INFORMATION CONTAINED IN A
DATABASE OF ANOTHER CONSUMER REPORTING AGENCY OR MULTIPLE
CONSUMER REPORTING AGENCIES; AND 2. DOES NOT MAINTAIN A PERMANENT DATABASE OF
CREDIT INFORMATION FROM WHICH NEW CONSUMER REPORTS ARE PRODUCED. (II) A CONSUMER REPORTING AGENCY THAT ACTS AS A
RESELLER OF CREDIT INFORMATION SHALL HONOR A SECURITY FREEZE
PLACED ON A CONSUMER REPORT BY ANOTHER CONSUMER REPORTING AGENCY. (6) (I) IF A CONSUMER REQUESTS PLACEMENT OF A SECURITY FREEZE BY TELEPHONE UNDER PARAGRAPH (1)(II) OF THIS SUBSECTION, THE
CONSUMER REPORTING AGENCY MAY REQUIRE THE CONSUMER TO CONFIRM
THE REQUEST IN WRITING ON A FORM THAT THE CONSUMER REPORTING
AGENCY PROVIDES TO THE CONSUMER WITH THE MATERIALS SENT IN
ACCORDANCE WITH PARAGRAPH (4) OF THIS SUBSECTION. (II) IF THE CONSUMER FAILS TO RETURN WRITTEN
CONFIRMATION THAT THE CONSUMER REPORTING AGENCY REQUIRES UNDER
SUBPARAGRAPH (I) OF THIS PARAGRAPH, THE CONSUMER REPORTING AGENCY
- 1968-


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Session Laws, 2007
Volume 803, Page 1968   View pdf image
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