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Ch. 307
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Martin O'Malley, Governor
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MAY REMOVE THE SECURITY FREEZE IN ACCORDANCE WITH SUBSECTION (G) (2)
OF THIS SECTION.
(D) (1) WHILE A SECURITY FREEZE IS IN PLACE, A CONSUMER
REPORTING AGENCY MAY NOT PROVIDE RELEASE A CONSUMER'S CONSUMER
REPORT OR ANY INFORMATION CONTAINED IN, OR DERIVED FROM, FROM A
CONSUMER'S CONSUMER REPORT WITHOUT THE EXPRESS PRIOR
AUTHORIZATION OF THE CONSUMER.
(2) A CONSUMER REPORTING AGENCY MAY ADVISE A PERSON
THAT A SECURITY FREEZE IS IN EFFECT WITH RESPECT TO A CONSUMER'S
CONSUMER REPORT.
(3) A CONSUMER REPORTING AGENCY MAY NOT STATE OR IMPLY
TO ANY PERSON THAT A SECURITY FREEZE ON A CONSUMER'S CONSUMER
REPORT REFLECTS A NEGATIVE CREDIT SCORE, CREDIT HISTORY, OR CREDIT
RATING.
(4) (I) IF ANY PERSON REQUESTS ACCESS TO A CONSUMER'S
CONSUMER REPORT WHILE A SECURITY FREEZE IS IN PLACE FOR A PURPOSE
OTHER THAN ACCOUNT REVIEW, THE CONSUMER REPORTING AGENCY SHALL
NOTIFY THE CONSUMER THAT AN ATTEMPT HAS BEEN MADE TO ACCESS THE
CONSUMER'S CONSUMER REPORT.
(II) THE NOTICE SHALL STATE THE IDENTITY OF THE
PERSON REQUESTING ACCESS TO THE CONSUMER'S CONSUMER REPORT AND
THE PURPOSE OF THE REQUEST.
(E) (1) IF A CONSUMER WANTS TO TEMPORARILY LIFT A SECURITY
FREEZE TO ALLOW THE CONSUMER'S CONSUMER REPORT TO BE ACCESSED BY A
SPECIFIC PERSON OR FOR A SPECIFIC PERIOD OF TIME WHILE A SECURITY
FREEZE IS IN PLACE, THE CONSUMER SHALL:
(I) CONTACT THE CONSUMER REPORTING AGENCY BY:
1. MAIL, BY OR MAIL IN THE MANNER PRESCRIBED BY
THE CONSUMER REPORTING AGENCY;
2. TELEPHONE AS DESIGNATED TELEPHONE IN THE
MANNER PRESCRIBED BY THE CONSUMER REPORTING AGENCY, BY
ELECTRONIC;
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- 1969 -
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