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Ch. 307
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Martin O'Malley, Governor
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2. PERSONAL LOSS HISTORY INFORMATION;
3. FRAUD PREVENTION OR DETECTION;
4. EMPLOYMENT SCREENING; OR
5. TENANT SCREENING.
(C) (1) A CONSUMER MAY ELECT TO PLACE A SECURITY FREEZE ON
ALL OR PART OF THE CONSUMER'S CONSUMER REPORT by:
(I) BY WRITTEN WRITTEN REQUEST SENT BY CERTIFIED
MAIL;
(II) BEGINNING JANUARY 1, 2010, SUBJECT TO PARAGRAPH
(6) OF THIS SUBSECTION, TELEPHONE, BY PROVIDING CERTAIN PERSONAL
INFORMATION THAT THE CONSUMER REPORTING AGENCY MAY REQUIRE TO
VERIFY THE IDENTITY OF THE CONSUMER; BY TELEPHONE;
(III) (III) BY ELECTRONIC ELECTRONIC MAIL USING AN
ELECTRONIC POSTMARK IF A SECURE ELECTRONIC MAIL CONNECTION IS MADE
AVAILABLE BY THE CONSUMER REPORTING AGENCY; OR
(IV) (III) (IV) OVER THE INTERNET IF A SECURE WEBSITE IS
MADE AVAILABLE BY THE CONSUMER REPORTING AGENCY IF THE CONSUMER
REPORTING AGENCY MAKES A SECURE CONNECTION AVAILABLE ON ITS
WEBSITE, AN ELECTRONIC REQUEST THROUGH THAT SECURE CONNECTION.
(2) A CONSUMER REPORTING AGENCY SHALL REQUIRE A
CONSUMER TO PROVIDE PROPER IDENTIFYING INFORMATION WHEN
REQUESTING A SECURITY FREEZE.
(3) A EXCEPT AS PROVIDED IN PARAGRAPH (5) OF THIS
SUBSECTION, A CONSUMER REPORTING AGENCY SHALL PLACE A SECURITY
FREEZE ON A CONSUMER'S CONSUMER REPORT:
(I) BEFORE JULY 1, 2008, WITHIN 5 BUSINESS DAYS AFTER
RECEIVING A REQUEST FROM A CONSUMER UNDER PARAGRAPH (1) OF THIS
SUBSECTION; OR
(II) ON OR AFTER JULY 1, 2008, WITHIN 3 BUSINESS DAYS
AFTER RECEIVING A REQUEST UNDER PARAGRAPH (1) OF THIS SUBSECTION.
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1967
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