|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Ch. 307
|
|
|
|
|
2007 Laws of Maryland
|
|
|
|
|
|
|
|
|
|
|
(III) 3. THE PERFORMANCE OF ANY OTHER DUTY
PROVIDED FOR BY LAW;
(7) (VII) A PERSON FOR THE PURPOSE OF PRESCREENING, AS
DEFINED BY THE FEDERAL FAIR CREDIT REPORTING ACT;
(8) (VIII) A PERSON ADMINISTERING A CREDIT FILE MONITORING
SUBSCRIPTION SERVICE TO WHICH THE CONSUMER HAS SUBSCRIBED; OR
(9) (IX) A PERSON FOR THE PURPOSE OF PROVIDING A
CONSUMER WITH A COPY OF THE CONSUMER'S CONSUMER REPORT ON REQUEST
OF THE CONSUMER; OR
|
|
|
|
|
|
|
|
(X) TO THE EXTENT NOT PROHIBITED BY OTHER STATE
LAW, A PERSON ONLY FOR THE PURPOSE OF SETTING OR ADJUSTING AN
INSURANCE RATE, ADJUSTING AN INSURANCE CLAIM, OR UNDERWRITING AN
INSURANCE RISK.
(2) THIS SECTION DOES NOT APPLY TO:
(I) A CHECK SERVICES OR FRAUD PREVENTION SERVICES
COMPANY THAT ISSUES:
1. REPORTS ON INCIDENTS OF FRAUD; OR
2. AUTHORIZATIONS FOR THE PURPOSE OF
APPROVING OR PROCESSING NEGOTIABLE INSTRUMENTS, ELECTRONIC FUNDS
TRANSFERS, OR SIMILAR PAYMENT METHODS;
(II) A DEPOSIT ACCOUNT INFORMATION SERVICE COMPANY
THAT ISSUES REPORTS REGARDING ACCOUNT CLOSURES DUE TO FRAUD,
SUBSTANTIAL OVERDRAFTS, AUTOMATED TELLER MACHINE ABUSE, OR SIMILAR
NEGATIVE INFORMATION REGARDING A CONSUMER TO INQUIRING BANKS OR
OTHER FINANCIAL INSTITUTIONS FOR USE ONLY IN REVIEWING A CONSUMER
REQUEST FOR A DEPOSIT ACCOUNT AT THE INQUIRING BANK OR FINANCIAL
INSTITUTION; OR
(III) A CONSUMER REPORTING AGENCY DATABASE OR FILE
THAT CONSISTS ENTIRELY OF CONSUMER INFORMATION CONCERNING, AND
USED SOLELY FOR:
1. CRIMINAL RECORD INFORMATION;
|
|
|
|
|
|
|
|
- 1966 -
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|