PARRIS N. GLENDENING, Governor

Ch. 35

15-219. CHANGE OF OCCUPATION.

A POLICY OF HEALTH INSURANCE MAY CONTAIN THE FOLLOWING PROVISION:

"CHANGE OF OCCUPATION: IF THE INSURED BE INJURED OR CONTRACT
SICKNESS AFTER HAVING CHANGED HIS OCCUPATION TO ONE CLASSIFIED BY THE
INSURER AS MORE HAZARDOUS THAN THAT STATED IN THIS POLICY OR WHILE
DOING FOR COMPENSATION ANYTHING PERTAINING TO AN OCCUPATION SO
CLASSIFIED, THE INSURER WILL PAY ONLY SUCH PORTION OF THE INDEMNITIES
PROVIDED IN THIS POLICY AS THE PREMIUM PAID WOULD HAVE PURCHASED AT
THE RATES AND WITHIN THE LIMITS FIXED BY THE INSURER FOR SUCH MORE
HAZARDOUS OCCUPATION. IF THE INSURED CHANGES HIS OCCUPATION TO ONE
CLASSIFIED BY THE INSURER AS LESS HAZARDOUS THAN THAT STATED IN THIS
POLICY, THE INSURER, UPON RECEIPT OF PROOF OF SUCH CHANGE OF
OCCUPATION, WILL REDUCE THE PREMIUM RATE ACCORDINGLY, AND WILL
RETURN THE EXCESS PRO RATA UNEARNED PREMIUM FROM THE DATE OF CHANGE
OF OCCUPATION OR FROM THE POLICY ANNIVERSARY DATE IMMEDIATELY
PRECEDING RECEIPT OF SUCH PROOF, WHICHEVER IS THE MORE RECENT. IN
APPLYING THIS PROVISION, THE CLASSIFICATION OF OCCUPATIONAL RISK AND THE
PREMIUM RATES SHALL BE SUCH AS HAVE BEEN LAST FILED BY THE INSURER
PRIOR TO THE OCCURRENCE OR THE LOSS FOR WHICH THE INSURER IS LIABLE OR
PRIOR TO DATE OF PROOF OF CHANGE IN OCCUPATION WITH THE STATE OFFICIAL
HAVING SUPERVISION OF INSURANCE IN THE STATE WHERE THE INSURED RESIDED
AT THE TIME THIS POLICY WAS ISSUED; BUT IF SUCH FILING WAS NOT REQUIRED,
THEN THE CLASSIFICATION OF OCCUPATIONAL RISK AND THE PREMIUM RATES
SHALL BE THOSE LAST MADE EFFECTIVE BY THE INSURER IN SUCH STATE PRIOR TO
THE OCCURRENCE OF THE LOSS OR PRIOR TO THE DATE OF PROOF OF CHANGE IN
OCCUPATION."

REVISOR'S NOTE: This section formerly was Art. 48A, § 453.

The quoted language of this section is the same as the quoted language of
former Art. 48A, § 453.

The only changes are in style.

Defined terms: "Health insurance" § 1-101
"Insurer" § 1-101
"Policy" § 1-101
"Premium" § 1-101
"State" § 1-101

15-220. MISSTATEMENT OF AGE.

A POLICY OF HEALTH INSURANCE MAY CONTAIN THE FOLLOWING PROVISION:

"MISSTATEMENT OF AGE: IF THE AGE OF THE INSURED HAS BEEN MISSTATED,
ALL AMOUNTS PAYABLE UNDER THIS POLICY SHALL BE SUCH AS THE PREMIUM
PAID WOULD HAVE PURCHASED AT THE CORRECT AGE."

REVISOR'S NOTE: This section formerly was Art. 48A, § 454.

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