Ch. 35

1997 LAWS OF MARYLAND

The quoted language of this section is the same as the quoted language of
former Art. 48A, § 454.

The only changes are in style.

Defined terms: "Health insurance" § 1-101
"Policy" § 1-101
"Premium" § 1-101

15-221. OTHER INSURANCE WITH INSURER.

(A) IN GENERAL.

A POLICY OF HEALTH INSURANCE MAY CONTAIN THE FOLLOWING PROVISION:

"OTHER INSURANCE IN THIS INSURER: IF AN ACCIDENT OR SICKNESS OR
ACCIDENT AND SICKNESS POLICY OR POLICIES PREVIOUSLY ISSUED BY THE
INSURER TO THE INSURED BE IN FORCE CONCURRENTLY HEREWITH, MAKING THE

AGGREGATE INDEMNITY FOR........(INSERT TYPE OF COVERAGE OR COVERAGES) IN

EXCESS OF $........ (INSERT MAXIMUM LIMIT OF INDEMNITY OR INDEMNITIES) THE

EXCESS INSURANCE SHALL BE VOID AND ALL PREMIUMS PAID FOR SUCH EXCESS
SHALL BE RETURNED TO THE INSURED OR TO HIS ESTATE."

(B) SUBSTITUTE PROVISION.

A POLICY OF HEALTH INSURANCE MAY SUBSTITUTE THE FOLLOWING
PROVISION FOR THE PROVISION SET FORTH IN SUBSECTION (A) OF THIS SECTION:

"INSURANCE EFFECTIVE AT ANY ONE TIME ON THE INSURED UNDER A LIKE
POLICY OR POLICIES IN THIS INSURER IS LIMITED TO THE ONE SUCH POLICY
ELECTED BY THE INSURED, HIS BENEFICIARY OR HIS ESTATE, AS THE CASE MAY BE,
AND THE INSURER WILL RETURN ALL PREMIUMS PAID FOR ALL OTHER SUCH

POLICIES."

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, § 455.

The quoted language of subsections (a) and (b) of this section is the same as
the quoted language of former Art. 48A, § 455.

Defined terms: "Health insurance" § 1-101
"Insurance" § 1-101
"Insurer" § 1-101
"Policy" § 1-101
"Premium" § 1-101

15-222. INSURANCE WITH OTHER INSURERS — EXPENSE INCURRED BENEFITS.
(A) IN GENERAL.

A POLICY OF HEALTH INSURANCE MAY CONTAIN THE FOLLOWING PROVISION:

"INSURANCE WITH OTHER INSURERS: IF THERE BE OTHER VALID COVERAGE,
NOT WITH THIS INSURER, PROVIDING BENEFITS FOR THE SAME LOSS ON A

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