Ch. 35

1997 LAWS OF MARYLAND

15-217. TIME FOR BRINGING LEGAL ACTIONS.

EACH POLICY OF HEALTH INSURANCE SHALL CONTAIN THE FOLLOWING
PROVISION:

"LEGAL ACTIONS: NO ACTION AT LAW OR IN EQUITY SHALL BE BROUGHT TO
RECOVER ON THIS POLICY PRIOR TO THE EXPIRATION OF SIXTY DAYS AFTER
WRITTEN PROOF OF LOSS HAS BEEN FURNISHED IN ACCORDANCE WITH THE
REQUIREMENTS OF THIS POLICY. NO SUCH ACTION SHALL BE BROUGHT AFTER THE
EXPIRATION OF THREE (3) YEARS AFTER THE WRITTEN PROOF OF LOSS IS
REQUIRED TO BE FURNISHED."

REVISOR'S NOTE: This section formerly was Art. 48A, § 450.

The quoted language of this section is the same as the quoted language of
former Art. 48A, § 450.

The only changes are in style.

Defined terms: "Health insurance" § 1-101
"Policy" § 1-101

15-218. CHANGE OF BENEFICIARY.

(A) IN GENERAL.

SUBJECT TO SUBSECTION (B) OF THIS SECTION, EACH POLICY OF HEALTH
INSURANCE SHALL CONTAIN THE FOLLOWING PROVISION:

"CHANGE OF BENEFICIARY: UNLESS THE INSURED MAKES AN IRREVOCABLE
DESIGNATION OF BENEFICIARY, THE RIGHT TO CHANGE A BENEFICIARY IS
RESERVED TO THE INSURED AND THE CONSENT OF THE BENEFICIARY OR
BENEFICIARIES SHALL NOT BE REQUISITE TO SURRENDER OR ASSIGNMENT OF THIS
POLICY OR TO ANY CHANGE OF BENEFICIARY OR BENEFICIARIES, OR TO ANY
OTHER CHANGES IN THIS POLICY."

(B) OPTIONAL PROVISION.

AN INSURER MAY CHOOSE TO OMIT FROM THE PROVISION SET FORTH IN
SUBSECTION (A) OF THIS SECTION THE CLAUSE: "UNLESS THE INSURED MAKES AN
IRREVOCABLE DESIGNATION OF BENEFICIARY".

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art, 48A, § 451.

The quoted language of subsection (a) of this section is the same as the
quoted language of former Art. 48A, § 451.

Defined terms: "Health insurance" § 1-101
"Insurer" § 1-101
"Policy" § 1-101

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