WILLIAM DONALD SCHAEFER, Governor                      Ch. 662

(i) A profile of:

1.       Those persons purchasing and covered under a limited
benefits policy; and

2.       The utilization of benefits and claims information under
limited benefits policies, based on the data required under subsection (i) of this section;
and

(ii) Data concerning:

1.       The availability and affordability of limited benefits policies;

2.       The number of insurers offering limited benefits policies;

3.       The prices and levels of benefits of the limited benefits
policies offered;

4.       The number of limited benefits policies in effect;

5.       The effectiveness of limited benefits policies in reducing the
number of insureds in the State; and

6.       The impact of limited benefits policies on the health
insurance market and the population of uninsureds in the State.

(3)     (i) The Commissioner shall make a report by January 1, 1993, that
includes a comparative analysis of available limited benefits policies and comparably
priced nonlimited benefits policies that include mandated benefits.

(ii) For the report required under this paragraph, the Commissioner
shall:

1.       Compare premium cost, administrative costs, profit margins,
and benefits covered under the comparable policies; and

2.       Assess the impact of any alternative initiatives such as small
group market reform on the costs and coverage of the comparable nonlimited policies.

(4)     The Commissioner shall make a report by July 1, 1993, concerning
methods to facilitate the transition of insureds from a limited benefits policy to a standard
policy.

(5)     The Commissioner shall cooperate with the House Economic Matters
Committee, the Senate Finance Committee, and the Joint Committee on Health Care
Cost Containment of the General Assembly and provide any other relevant and
appropriate information, in addition to the required reports, as requested.

(6)     Based on the information reported under this subsection, the
Commissioner shall make recommendations relating to the termination of limited
benefits policies and the transition to nonlimited benefits policies.]

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