Ch. 648                                       LAWS OF MARYLAND

(7) Requests for or consideration of information
about birth control practices in evaluating any credit
application.

12-706.

The provisions of this subtitle shall be administered by the
Commissioner of Consumer Credit except that the State Bank
Commissioner shall have sole jurisdiction for administration of
banking institutions as defined in § 1-101 of the Financial
Institutions Article.

12-707.

(A) A CREDITOR SHALL PROVIDE EVERY APPLICANT WITH A FORM
CAPTIONED "NOTICE OF APPLICANT'S RIGHT" WHICH:

(1) IS PRINTED IN 10-POINT BOLDFACE TYPE; AND

(2) PROVIDES THE FOLLOWING INFORMATION:

(I) A STATEMENT THAT DESCRIBES THE PROHIBITED
DISCRIMINATORY PRACTICES UNDER §§ 12-704 AND 12-705 OF THIS
SUBTITLE;

(II) A SUMMARY OF THE PROCEDURE FOR FILING A
COMPLAINT UNDER § 12-703 OF THIS SUBTITLE AND § 14-1701 OF THIS
ARTICLE;

(III) A DESCRIPTION OF THE CIVIL PENALTIES THAT
APPLY UNDER § 12-705 OF THIS SUBTITLE AND § 14-1701 OF THIS
ARTICLE; AND

(IV) STATEMENT THAT THE APPLICANT MAY HAVE
ADDITIONAL PROTECTIONS AGAINST DISCRIMINATION UNDER THE FEDERAL
TRUTH AND LENDING ACT AND THE MARYLAND PUBLIC ACCOMMODATIONS LAW.

(B) THE NOTICE REQUIRED BY THIS SECTION SHALL BE IN THE
FORM DESIGNED OR APPROVED BY THE COMMISSIONER.

12-708.

(a)  Notwithstanding the provisions of § 12-703, any
creditor who violates any provisions of this subtitle is liable
to the applicant in an amount equal to the sum of any actual
damages sustained by the applicant acting either in an individual
capacity or as a representative of a class.

(b)  Any creditor who fails to comply with any requirement
imposed under this subtitle shall be liable to the aggrieved
applicant for punitive damages in an amount not greater than
$10,000, as determined by the court, in addition to any actual
damages provided in subsection (a). In pursuing the recovery

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