WILLIAM DONALD SCHAEFER, Governor Ch. 648

(2) If an appeal is filed, the order becomes final
after final decision of the court affirming the order or
dismissing the appeal.

12-704.

With respect to any aspect of a credit transaction, a:

(1)  A creditor may not discriminate against any
applicant on the basis of sex, [or], marital status, RACE,
COLOR, RELIGION, NATIONAL ORIGIN, OR AGE , RACE, COLOR, RELIGION,
NATIONAL ORIGIN, AGE, OR PHYSICAL OR MENTAL HANDICAP; AND

(2)  A CREDITOR THAT COMPLIES WITH THE APPLICABLE
PROVISIONS OF THE FEDERAL EQUAL CREDIT OPPORTUNITY ACT, OR
REGULATIONS ADOPTED UNDER THE FEDERAL EQUAL CREDIT OPPORTUNITY
ACT, IS IN COMPLIANCE WITH THE REQUIREMENTS OF THIS SUBTITLE; AND

(2) (3) ANY VIOLATION OF THE FEDERAL EQUAL CREDIT
OPPORTUNITY ACT, OR ANY REGULATION ADOPTED UNDER THE FEDERAL
EQUAL CREDIT OPPORTUNITY ACT, IS A VIOLATION OF THE PROVISIONS OF
THIS SUBTITLE.

12-705.

Prohibited discriminatory practices include any:

(1)  Refusal to consider both applicants' income when
both parties of a marriage party apply for a joint account;

(2)  Refusal to consider alimony or child support
awarded by a court and received by the applicant as a valid
source of income, where that source can be verified as to its
amount, length of time received, and regularity of receipt;

(3)  Refusal to extend credit to any person solely
because of marital status or change in marital status;

(4)  Refusal to issue separate accounts to married
persons where each would be credit worthy if unmarried;

(5)  Request for or consideration of the credit rating
of an applicant's spouse where the applicant is otherwise credit
worthy and is not applying for a joint account unless the
applicant lists credit references in the name of spouse or former
spouse or has no individual prior credit history or the creditor
permits the applicant to designate the applicant's spouse as an
authorized purchaser on the account;

(6)  Refusal to recognize the legal name of any
married person; and

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