SPIRO T. AGNEW, Governor                        765

of a dwelling owned by such person, . if such instruction was not
encouraged, solicited, or induced by such broker, agent, or salesman,
or any employee or agent thereof.

(F) BUT NOTHING CONTAINED IN THIS SUBTITLE SHALL
BE CONSTRUED TO PROHIBIT OR AFFECT THE RIGHT OF
ANY PERSON, OR HIS AUTHORIZED AGENT, TO RENT OR
REFUSE TO RENT A ROOM OR ROOMS IN HIS HOME FOR
ANY REASON, OR FOR NO REASON; OR TO CHANGE HIS
TENANTS AS OFTEN AS HE MAY DESIRE.

23.

It shall be unlawful for any bank, savings and loan institution,
credit union, insurance company, or other person regularly engaged
in the business of making mortgages or other loans for the purchase,
construction, improvement, or repair or maintenance of dwellings
to deny such a loan to a person applying therefor, or discriminate
against him in the fixing of the down payment, interest rate, dura-
tion, or other terms or conditions of such a loan, because of the
race, color, religion, RELIGIOUS CREED, or national origin of such
person, or of any member, stockholder, director, officer, or employee
of such person, or of the prospective occupants, lessees, or tenants
of the dwelling or dwellings in relation to which the application for
a loan is made.

24.

No person shall intimidate, threaten, coerce, or interfere with any
person in the exercise or enjoyment of, or on account of his having
exercised or enjoyed, or on account of his having aided or encour-
aged any other person in the exercise or enjoyment of any right
granted by Section 22 or 28.

25.

(a) It is the general duty of the Commission to enforce the pro-
visions of this subtitle following and according to the procedures,
powers and duties which are vested in the Commission elsewhere in
this Article. The Commission has the power for the purposes of this
subtitle and under the procedures outlined elsewhere in this Article
to hear complaints, conduct investigations, hold hearings and enforce
generally the provisions of this subtitle, in all respects as if the
provisions of this subtitle were included specifically in such other
pertinent sections of this Article.

(b) In the enforcement of this subtitle, THE COMMISSION MAY
issue subpoenas and compel the attendance and testimony of wit-
nesses and the production of books, papers, records, and documents
relevant or necessary for hearings, investigations, and proceedings.

Any such subpoena shall be served by the sheriffs of the various

counties of the State or any of their deputies. In case of disobedience
to a subpoena, the Commission may apply to the court of appropriate
jurisdiction in the State for an order requiring the attendance and
testimony of witnesses and the production of books, papers, records,
and documents. Said court may, in case of contumacy or refusal to
obey any such subpoena, after notice to the person subpoenaed, and
upon finding that the attendance or testimony of such witnesses or
the production of such books, papers, records, and documents, as the