100                             LAWS OF MARYLAND                       [CH. 94

(8)    Has knowingly participated in the writing or issuance of
substantial over-insurance of any property insurance risks; or

(9)    Has failed to pass an examination required pursuant to this
subtitle; or

(10)    Has wilfully failed to comply with, or has wilfully violated,
any proper order, rule or regulation issued by the Commissioner; or

(11)    Has failed or refused, upon demand, to pay over any money
in his hands which belong to an insurer, agent, broker, or other
person entitled to receive the same; or

(12)     Has otherwise shown lack of trustworthiness or lack of
competence to act as agent; or

(13)     Is not or does not intend to carry on business in good faith
and hold himself out to the public as an agent or broker; or

(14)    Has been refused a license or had his license suspended or
revoked in another state; or

(15)     Has intentionally or wilfully made or issued, or caused to
be made or issued, any statement materially misrepresenting or
making incomplete comparisons regarding the terms or conditions
of any policy or contract issued by any authorized insurer, for the
purpose of inducing or attempting to induce the owner of such policy
or contract to forfeit or surrender such contract or allow it to lapse
for the purpose of replacing such policy or contract with another.

Sec. 2. And be it further enacted, That if any provision of this
Act, or the application thereof to any person or circumstance, is
held invalid, the invalidity shall not affect other provisions or appli-
cations of this Act which can be given effect without the invalid
provisions or application, and to this end the provisions of this Act
are severable.

Sec. 3. And be it further enacted, That this Act shall take effect
June 1, 1965.

Approved March 11, 1965.

CHAPTER 94
(Senate Bill 43)

AN ACT to add a new Section 2(25) to Article 81 of the Annotated
Code of Maryland (1957 Edition and 1964 Supplement), title
"Revenue and Taxes," subtitle "Rules of Construction," to follow
immediately after Section 2(24) thereof, defining the word "manu-
facturing" for the purposes of its use in said Article 81.

Section 1. Be it enacted by the General Assembly of Maryland,
That new Section 2(25) be and it is hereby added to Article 81 of
the Annotated Code of Maryland (1957 Edition and 1964 Supple-
ment), title "Revenue and Taxes," subtitle "Rules of Construction,"
to follow immediately after Section 2(24) thereof, and to read as
follows: