HERBERT R. O'CONOR, GOVERNOR. 1385

charge for any sum or sums of money to be loaned or advanced
after the same is executed, except from the time said loan or
advance shall be actually made; and, except as is hereinafter
provided, no mortgage to secure future loans or advances shall
be valid unless the amount or amounts of the same and the
times when they are to be made shall be specifically stated in
said mortgage; this not to apply to mortgages to indemnify the
mortgagee against loss from being endorser or security, nor
to any mortgages given by brewers to masters to secure the
payment to the latter of debts contracted by the former for
malt and other material used in the making of malt liquors;
nor are the provisions hereof intended to apply to deeds of
trust in the nature of mortgages or any other deeds of trust to
secure bonds, notes or other obligations. Provided, however,
that any mortgage, if it so recites, may secure future advances
to be made at the mortgagee's option, prior to the full payment
of the mortgage debt but not to exceed in the aggregate the
sum of Five Hundred Dollars ($500. 00) nor to be made in an
amount which would make the mortgage debt exceed the
original amount thereof; and all such future advances so made
shall be liens and shall be secured by such mortgage equally
and to the same extent as the amount originally advanced on
the security of such mortgage, and all such, future advances
shall be a lien on the property therein described as of the date
of the original mortgage, good and valid against and superior
to all rights of subsequent creditors, purchasers, mortgagees,
and other lienors and encumbrancers, and any of them, pro-
vided the full amount of any such advance is used for paying
the cost of any repair, alterations or improvement to the mort-
gaged property.

SEC. 2. And be it further enacted, That this Act shall take
effect June 1st, 1945.

Approved April 27, 1945.

CHAPTER 924.
(House Bill 642)

AN ACT to add a new section to Article 4 of the Code of Public
Local Laws of Maryland and Baltimore City Charter (1938
Edition), title "Baltimore City", sub-title "Police Commis-
sioner", said new section to be known as Section 878A, and
to follow immediately after Section 878 of said Article, pro-
viding that the lieutenant assigned to the Radio Division
shall have the rank of captain and that patrolmen perma-