980 LAWS OF MARYLAND. [CH. 470

conflict with the laws of this State or the foregoing pro-
visions of this section, provided that when the insurance
effective thereunder remains in force for fifteen days or
more the premium applicable to the risk insured under
such temporary binders, contracts or memoranda is paid
for the full time during which such insurance shall have
been in force by virtue of such binders, temporary con-
tracts, or insurance or other memoranda, and any viola-
tion of this provision shall constitute a rebate. Nothing
herein contained shall prohibit any such corporation, as-
sociation, partnership, Lloyd's, individual underwriters, or
reciprocal association, or any officer, agent, solicitor or
representative thereof or any insurance broker, from dis-
tributing or presenting to any person, or corporation arti-
cles intended for and used for advertising media.

No one shall be excused from attending and, when or-
dered to do so, from testifying or producing any books,
papers or other documents before the Insurance Commis-
sioner, or the Deputy Insurance Commissioner, or any
court or magistrate, upon any investigation, proceeding or
trial, for violation of any of the provisions hereof, upon
the ground, and for the reason that the testimony or evi-
dence, documentary or otherwise, required of him may
tend to convict him of a crime or subject him to a penalty
or forfeiture. No person shall be prosecuted or sub-
jected to any penalty or forfeiture for, or on account of,
any transaction, matter or thing, concerning which he may
have been required so to testify or to produce evidence,
documentary or otherwise, and no testimony so given, or
produced, shall be received against him on any criminal
investigation or procedure. Any person or corporation
violating the provisions of this section shall be guilty of
a misdemeanor and shall forfeit to the people of this State
the sum of five hundred dollars ($500. 00) for each such
violation.

SEC. 2. And be it further enacted, That this Act shall
take effect June 1, 1935.

Approved May 17, 1935.

CHAPTER 470.

AN ACT to add eight new sections to Article 48A of the
Annotated Code of Maryland, title "Insurance, " sub-title
"Fire Investigation Bureau, " said new sections to be