512 LAWS OF MARYLAND. [CH. 254

and Section 164D, and to follow immediately after Section
164, said new Sections relating to the twisting of policies of
insurance by misrepresentation and to other fraudulent prac-
tices of insurance companies and their agents and providing
penalties for violations of the provisions of this Act.

SECTION 1. Be it enacted by the General Assembly of Mary-
land, That Article 23 of the Annotated Code of Public Civil
Laws of Maryland (legalized by Chapter 21 of the Acts of the
General Assembly of Maryland of 1912), title "Corporations, "
sub-title "Insurance Companies, " be and the same is hereby
amended by adding thereto four new and additional Sections to
follow immediately after Section 164 and to be known as Sec-
tion 164A, tection 164B, Section 164C and Section 164D, and to
read as follows:

SEC. 164A. No insurance company, association, or society, or
any officer, director, agent, broker or solicitor thereof shall issue,
circulate or cause or permit to be issued, circulated or used,
any statement, estimate, illustration, or circular misrepresenting
the terms of any policy issued or the benefits or privileges prom-
ised under any such policy, or the future dividends payable un-
der such policy. No life, health or accident insurance company,
association, or society, officer, director, agent, solicitor, or broker,
or any person, firm or association or corporation shall make any
misrepresentation, oral, written or otherwise, to any person for
the purpose of inducing or tending to induce such person to
take out a policy of life, health or accident insurance, or for
the purpose of inducing or tending to induce a policyholder in
any such company to lapse, forfeit or surrender his insurance
therein, or to refuse to accept a policy issued upon an applica-
tion thereof and to take out a policy of insurance in any other
company.

SEC. 164B. No agent, collector, solicitor or other employee or
representative of any company or association issuing contracts
providing for sick, accident or death benefits and operating on
the weekly or monthly industrial plan, shall be deemed the
owner of any part of the weekly or monthly debit collected by
him or that may be under his charge, care, control or super-
vision, but each and every such debit shall be deemed wholly the
property of the company or association in whose name such poli-
cies, contracts or obligations were written or assumed. No agent,
collector, solicitor, superintendent or other employee or repre-
sentative of any such company or association shall barter, sell,