INSURANCE 2111

provisions of this section, provided that when the insurance effective there-
under remains in force for fifteen days or more the premium applicable
to the risk insured under such temporary binders, contracts or memoranda
is paid for the full time during which such insurance shall have been in
force by virtue of such binders, temporary contracts, or insurance or other
memoranda, and any violation of this provision shall constitute a rebate.
Nothing herein contained shall prohibit any such Corporation, association,
partnership, Lloyd's, individual underwriters, or reciprocal association, or
any officer, agent, solicitor or representative thereof or any insurance
broker, from distributing or presenting to any person, or corporation arti-
cles intended for and used for advertising media.

No one shall be excused from attending and, when ordered to do so, from
testifying or producing any books, papers or other documents before the
Insurance Commissioner, or the Deputy Insurance Commissioner, or any
court or magistrate, upon any investigation, proceeding or trial, for viola-
tion of any of the provisions hereof, upon the ground, and for the reason
that the testimony or evidence, documentary or otherwise, required of him
may tend to convict him of a crime or subject him to a penalty or for-
feiture. No person shall be prosecuted or subjected to any penalty or for-
feiture for, or on account of, any transaction, matter or thing, concern-
ing which he may have been required so to testify or to produce evidence,
documentary or otherwise, and no testimony so given, or produced, shall
be received against him on any criminal investigation or procedure. Any
person or corporation violating the provisions of this section shall be guilty
of a misdemeanor and shall forfeit to the people of this State the sum of
five hundred dollars ($500.00) for each such violation.

An. Code, 1924, sec. 46. 1922, ch. 492, sec. 46.

46. (Misrepresentation of Terms of Policy.) No insurance company,
or any officer, director, agent, broker or solicitor thereof, shall issue, circu-
late or cause or permit to be issued, circulated or used, any statement,
estimate, illustration or circular misrepresenting the terms of any policy
issued or the benefits or privileges promised under any such policy, or the
future dividends payable under such policy.

An. Code, 1924, sec. 47. 1922, ch. 492, sec. 47.

47. (Penalties for Violation of Sections 44, 45 and 46.) Any person
or corporation violating any of the provisions of sections 44, 45 and 46
of this article shall be guilty of a misdemeanor, and upon conviction
thereof the offender or offenders shall be sentenced to pay a fine of not
less than two hundred dollars or more than five hundred dollars for each
and every violation of either of said sections. Any agent or solicitor of
any insurance company, or any insurance broker, shall, upon being con-
victed of a second offense under said sections, be disqualified from acting
as an insurance agent, solicitor or broker, for the period of one year there-
after; and it shall be the duty of the insurance commissioner, upon being
satisfied that any insurance company, or agent thereof, has violated any
of the provisions of said sections 44, 45 and 46, to report the same to the
state's attorney for the county or city in which such offense may have been
committed.