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Ch. 88
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2007 Laws of Maryland
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COULD HAVE JUSTIFIED THE CANCELLATION, NONRENEWAL, OR PREMIUM
INCREASE.
(b) If an insurer legally could refuse to issue a policy of [automobile] MOTOR
VEHICLE liability insurance under which more than one individual is insured because
of the claim experience or driving record of one or more but less than all of the
individuals applying to be insured under the policy, the insurer may issue the policy
but exclude all coverage when a motor vehicle is operated by the specifically named
excluded individual or individuals whose claim experience or driving record could have
justified the refusal to issue.
(c) [The] A policy described in subsection (a) or (b) of this section may be
endorsed to exclude specifically all coverage for any of the following when the named
excluded driver is operating a motor vehicle covered under the policy whether or not
that operation or use was with the express or implied permission of an individual
insured under the policy:
(1) the excluded operator or user;
(2) the vehicle owner;
(3) family members residing in the household of the excluded operator
or user or vehicle owner; and
(4) any other [individual] PERSON, except for the coverage required
by §§ 19-505 and 19-509 of this article if that coverage is not available under another
[automobile] MOTOR VEHICLE policy.
(d) The premiums charged on a policy that excludes a named driver or
drivers under this section may not reflect the claim experience or driving record of the
excluded named driver or drivers.
SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect
October 1, 2007.
Approved by the Governor, April 10, 2007.
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CHAPTER 89
(House Bill 1191)
AN ACT concerning
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- 962 -
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