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Ch. 532
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Martin O'Malley, Governor
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(A) IN THIS SUBTITLE THE FOLLOWING WORDS HAVE THE MEANINGS
INDICATED.
(B) (1) "BUSINESS" MEANS A SOLE PROPRIETORSHIP, PARTNERSHIP,
CORPORATION, ASSOCIATION, OR ANY OTHER BUSINESS ENTITY, WHETHER OR
NOT ORGANIZED TO OPERATE AT A PROFIT.
(2) "BUSINESS" INCLUDES A FINANCIAL INSTITUTION
ORGANIZED, CHARTERED, LICENSED, OR OTHERWISE AUTHORIZED UNDER THE
LAWS OF THIS STATE, ANY OTHER STATE, THE UNITED STATES, OR ANY OTHER
COUNTRY, AND THE PARENT OR SUBSIDIARY OF A FINANCIAL INSTITUTION.
(3) "BUSINESS" DOES INCLUDE AN ENTITY THAT HAS AN
ANNUAL GROSS INCOME OF LESS THAN $1,000,000.
(C) "ENCRYPTED" MEANS THE TRANSFORMATION OF DATA THROUGH
THE USE OF AN ALGORITHMIC PROCESS INTO A FORM IN WHICH THERE IS A LOW
PROBABILITY OF ASSIGNING MEANING WITHOUT USE OF A CONFIDENTIAL
PROCESS OR KEY.
(C)(D) (1) "PERSONAL INFORMATION" MEANS AN INDIVIDUAL'S
FIRST NAME OR FIRST INITIAL AND LAST NAME IN COMBINATION WITH ANY ONE
OR MORE OF THE FOLLOWING DATA ELEMENTS, WHEN THE NAME OR THE DATA
ELEMENTS ARE NOT ENCRYPTED, REDACTED, OR OTHERWISE PROTECTED BY
ANOTHER METHOD THAT RENDERS THE INFORMATION UNREADABLE OR
UNUSABLE:
(I) A SOCIAL SECURITY NUMBER;
(II) A DRIVER'S LICENSE NUMBER;
(III) A FINANCIAL ACCOUNT NUMBER, INCLUDING A CREDIT
CARD NUMBER OR DEBIT CARD NUMBER, THAT IN COMBINATION WITH ANY
REQUIRED SECURITY CODE, ACCESS CODE, OR PASSWORD, WOULD PERMIT
ACCESS TO AN INDIVIDUAL'S FINANCIAL ACCOUNT; OR OR
(IV) A CONSUMER REPOT, AS DEFINED IN § 14-1201 OF
THIS TITLE AN INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER; OR
(V) A BILLING ACCOUNT NUMBER.
(2) "PERSONAL INFORMATION" DOES NOT INCLUDE:
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- 3465 -
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