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Ch. 308
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2007 Laws of Maryland
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involving the extension of credit to, or review or collection of an account of, the consumer;
(ii) Intends to use the information for employment purposes;
information in connection with a business transaction involving the consumer.
14-1212.1.
(A) (1) IN THIS SECTION THE FOLLOWING WORDS HAVE THE
MEANINGS INDICATED.
(2) "ACCOUNT REVIEW" INCLUDES ACTIVITIES RELATED TO
ACCOUNT MAINTENANCE, ACCOUNT MONITORING, CREDIT LINE INCREASES,
AND ACCOUNT UPGRADES AND ENHANCEMENTS.
(3) "SECURITY FREEZE" MEANS A RESTRICTION PLACED ON A
CONSUMER'S CONSUMER REPORT AT THE REQUEST OF THE CONSUMER THAT
PROHIBITS A CONSUMER REPORTING AGENCY FROM RELEASING THE
CONSUMER'S CONSUMER REPORT OR ANY INFORMATION DERIVED FROM THE
CONSUMER'S CONSUMER REPORT WITHOUT THE EXPRESS AUTHORIZATION OF
THE CONSUMER.
(B)(1) THIS SECTION DOES NOT APPLY TO THE USE OF A
CONSUMER'S CONSUMER REPORT BY:
(1)(I) A PERSON, OR A SUBSIDIARY, AFFILIATE, AGENT, OR
ASSIGNEE OF THE PERSON, WITH WHICH THE CONSUMER HAS, OR PRIOR TO
ASSIGNMENT HAD, AN ACCOUNT, CONTRACT, OR DEBTOR-CREDITOR
RELATIONSHIP, FOR THE PURPOSE OF ACCOUNT REVIEW OR COLLECTING THE
FINANCIAL OBLIGATION OWING FOR THE ACCOUNT, CONTRACT, OR DEBT;
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- 1980 -
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