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Ch. 308
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Martin O'Malley, Governor
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establishing certain maximum fees for certain services relating to a security
freeze: prohibiting the charging of fees by a consumer reporting agency to a
consumer who presents certain documentation to the consumer reporting agency.
requiring a consumer reporting agency to give certain notices to a consumer at
certain times; providing that the exclusive remedy for a violation of a certain
provision of this Act is to file a certain complaint with the Commissioner of
Financial Regulation: authorizing a consumer who is affected by a violation of
certain provisions of this Act to bring a certain action; establishing certain
penalties; providing for the application of this Act; defining certain terms;
providing for a delayed effective date; and generally relating to consumer
reporting agencies and security freezes on consumer reports.
BY repealing and reenacting, with amendments,
Section 14-1203(a)
(2005 Replacement Volume and 2006 Supplement)
BY adding to
Article - Commercial Law
Section 14-1202.1 14-1212.1
Annotated Code of Maryland
(2005 Replacement Volume and 2006 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:
Article - Commercial Law
(a) Subject to subsection (b) of this section and [§ 14-1205] §§ 14-1202.1
AND 14-1205 of this subtitle, a consumer reporting agency may furnish a consumer
report under the following circumstances and no other:
(1) In response to the order of a court having jurisdiction to issue the order;
(2) In accordance with the written instructions of the consumer to
whom it relates; or
(3) To a person which the agency has reason to believe:
transaction involving the consumer on whom the information is to be furnished and
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- 1979 -
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