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Ch. 307
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Martin O'Malley, Governor
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"NOTICE
YOU HAVE A RIGHT, UNDER § 14-1202.1 § 14-1212.1 OF THE
COMMERCIAL LAW ARTICLE OF THE ANNOTATED CODE OF MARYLAND, TO
PLACE A SECURITY FREEZE ON YOUR CREDIT CONSUMER CREDIT REPORT AT NO
CHARGE TO YOU. THE SECURITY FREEZE WILL PROHIBIT A CONSUMER
REPORTING AGENCY FROM RELEASING YOUR CONSUMER CREDIT REPORT OR
ANY INFORMATION CONTAINED IN, OR DERIVED FROM, DERIVE FROM YOUR
CREDIT CONSUMER CREDIT REPORT WITHOUT YOUR EXPRESS AUTHORIZATION.
THE PURPOSE OF A SECURITY FREEZE IS TO PREVENT CREDIT, LOANS, AND
SERVICES FROM BEING APPROVED IN YOUR NAME WITHOUT YOUR CONSENT.
YOU MAY ELECT TO HAVE A CONSUMER REPORTING AGENCY PLACE A
SECURITY FREEZE ON YOUR CREDIT CONSUMER CREDIT REPORT BY WRITTEN
REQUEST SENT BY CERTIFIED MAIL, OR BY TELEPHONE, BY ELECTRONIC MAIL
OR THE INTERNET IF THE CONSUMER REPORTING AGENCY HAS PROVIDES A
SECURE ELECTRONIC MAIL CONNECTION, OR OVER THE INTERNET IF THE
CONSUMER REPORTING AGENCY HAS A SECURE WEBSITE CONNECTION. THE
CONSUMER REPORTING AGENCY MUST PLACE A SECURITY FREEZE ON YOUR
CREDIT CONSUMER CREDIT REPORT WITHIN 5 BUSINESS DAYS AFTER YOUR
REQUEST IS RECEIVED, OR WITHIN 3 BUSINESS DAYS STARTING JULY 1, 2008.
WITHIN 3 5 BUSINESS DAYS AFTER A SECURITY FREEZE IS PLACED ON YOUR
CREDIT CONSUMER CREDIT REPORT, YOU WILL BE PROVIDED WITH A UNIQUE
PERSONAL IDENTIFICATION NUMBER OR PASSWORD TO USE IF YOU WANT TO
REMOVE THE SECURITY FREEZE OR TEMPORARILY LIFT THE SECURITY FREEZE
TO RELEASE YOUR CREDIT CONSUMER CREDIT REPORT TO A SPECIFIC PERSON
OR FOR A SPECIFIC PERIOD OF TIME. YOU ALSO WILL RECEIVE INFORMATION
ON THE PROCEDURE FOR REMOVING OR TEMPORARILY LIFTING A SECURITY
FREEZE.
IF YOU WANT TO TEMPORARILY LIFT THE SECURITY FREEZE ON YOUR
CREDIT CONSUMER CREDIT REPORT, YOU MUST CONTACT THE CONSUMER
REPORTING AGENCY AND PROVIDE ALL OF THE FOLLOWING:
(1) THE THE UNIQUE PERSONAL IDENTIFICATION NUMBER OR
PASSWORD PROVIDED BY THE CONSUMER REPORTING AGENCY;
(2) THE PROPER IDENTIFYING INFORMATION TO VERIFY YOUR
IDENTITY; AND
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- 1975 -
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