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Ch. 307
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2007 Laws of Maryland
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(3) A CONSUMER REPORTING AGENCY SHALL REMOVE A
SECURITY FREEZE WITHIN 3 BUSINESS DAYS AFTER RECEIVING A REQUEST FOR
REMOVAL.
(1) EXCEPT AS PROVIDED IN PARAGRAPH (2) OF THIS
SUBSECTION, A CONSUMER MAY NOT BE CHARGED FOR ANY SERVICE RELATING
TO A SECURITY FREEZE.
(2) A CONSUMER REPORTING AGENCY MAY CHARGE A
REASONABLE FEE, NOT EXCEEDING $5, IF A CONSUMER FAILS TO RETAIN THE
ORIGINAL UNIQUE PERSONAL IDENTIFICATION NUMBER OR PASSWORD
PROVIDED TO THE CONSUMER BY THE CONSUMER REPORTING AGENCY UNDER
SUBSECTION (C)(1)(II) OF THIS SECTION, AND THE CONSUMER REPORTING
AGENCY MUST REISSUE THE SAME OR A NEW UNIQUE PERSONAL
IDENTIFICATION NUMBER OR PASSWORD;
(I) $10 $5, FOR EACH PLACEMENT, TEMPORARY LIFT, OR
REMOVAL OF A SECURITY FREEZE; AND
(II) AN ADDITIONAL $5 FOR A TEMPORARY LIFT UNDER
SUBSECTION (E)(2)(I)2 OF THIS SECTION.
(3) NOTWITHSTANDING PARAGRAPH (2) OF THIS SUBSECTION, A
CONSUMER REPORTING AGENCY MAY NOT CHARGE A FEE ANY FEE UNDER THIS
SECTION TO A CONSUMER WHO, AT THE TIME OF A REQUEST TO PLACE,
TEMPORARILY LIFT, OR REMOVE A SECURITY FREEZE, PRESENTS TO THE
CONSUMER REPORTING AGENCY A POLICE REPORT ALLEGING THAT THE
CONSUMER IS A VICTIM OF IDENTITY THEFT UNDER § 8 301 OF THE CRIMINAL
LAW ARTICLE:
(I) HAS OBTAINED A REPORT OF ALLEGED IDENTIFY FRAUD
AGAINST THE CONSUMER UNDER § 8-304 OF THE CRIMINAL LAW ARTICLE OR
AN IDENTIFY THEFT PASSPORT UNDER § 8-305 OF THE CRIMINAL LAW ARTICLE;
AND
(II) PROVIDES A COPY OF THE REPORT OR PASSPORT TO
THE CONSUMER REPORTING AGENCY.
(K)(J) AT ANY TIME THAT A CONSUMER IS ENTITLED TO RECEIVE A
SUMMARY OF RIGHTS UNDER § 609 OF THE FEDERAL FAIR CREDIT REPORTING
ACT OR § 14-1206 OF THIS SUBTITLE, THE FOLLOWING NOTICE SHALL BE
INCLUDED:
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- 1974 -
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