[(e) The amounts of insurance under the policy must be based on a plan that
precludes individual choice by the employees or members or by the employer or
trustees.]

17-304.

Each policy of group life insurance shall contain a provision that:

(1) requires a copy of any application of the policyholder to be attached to
the policy when issued;

(2) the statements made by the policyholder or the insured are
considered representations and not warranties; and

(3) a statement made by an insured may not be used in a contest unless
a copy of the instrument that contains the statement is provided to the insured or, IN
THE EVENT OF DEATH OR INCAPACITY OF THE INSURED, to the insured's beneficiary.

17-309.

(a) Each policy of group life insurance shall contain a provision that if the
insurance or any part of it on an insured ceases under the policy because of
termination of employment or membership in the class or classes eligible for coverage
under the policy, the insured is entitled to have issued by the insurer, without
evidence of insurability, an individual policy of life insurance without disability or
other supplementary benefits, subject to the following conditions:

(1) SUBJECT TO SUBSECTION (B) OF THIS SECTION, application for the
policy must be made and the first premium must be paid to the insurer within 31
days after the termination of employment or membership;

(2) the individual policy is, at the option of the insured, on any form,
except term insurance, customarily issued by the insurer at the age and for the
amount applied for;

(3) the individual policy is in an amount that does not exceed the amount
of life insurance that ceases because of the termination of employment or
membership, less the amount of life insurance for which the insured is eligible under
the same or another group policy within 31 days after the termination of employment
or membership; [and]

(4) the premium on the individual policy is at the insurer's customary
rate applicable to:

(i) the form and amount of the individual policy;

(ii) the class of risk to which the insured belongs; and

(iii) the age of the insured attained on the effective date of the
individual policy; AND

(5) THE INSURED IS ENTITLED TO WRITTEN NOTICE OF THE INSURED'S
RIGHTS UNDER THIS SECTION AT LEAST 15 DAYS PRIOR TO THE EXPIRATION OF THE
CONVERSION PERIOD PROVIDED FOR IN ITEM (1) OF THIS SUBSECTION.