[(d) The policy must cover at least 15 registered members per volunteer fire,
rescue squad, or ambulance service organization at date of issue.

(e) The amounts of insurance under the policy must be based on a plan that
precludes individual choice by the members or by the volunteer fire, rescue squad, or
ambulance service organization.]

17-209.

(a) (1) Insurance under a policy of group life insurance issued in accordance
with §§ 17-201 through 17-205 of this subtitle may be extended to cover the spouse
and minor DEPENDENT children of each insured employee or member who elects to
obtain the coverage [if 75% of the insured employees or members or any class or
classes of employees or members make the election].

(2) The policy may provide that the term "minor children" includes:

(i) an insured employee's or member's child under 18 years of age;

and

(ii) an insured employee's or member's child 18 years of age or older
who attends an educational institution and relies on the insured employee or member
for financial support.

(3) The insurance on the life of a spouse or child may not exceed [50%]
THE AMOUNT of the insurance on the life of the insured employee or member:

(b) The policyholder shall pay the premium for the insurance on the spouse or
child:

(1) wholly from the funds of the policyholder or funds contributed by the
policyholder;

(2) wholly from funds contributed by the insured employees or members;

or

(3) partly from the funds of the policyholder or funds contributed by the
policyholder and partly from funds contributed by the insured employees or members.

(c) A spouse or dependent child insured under this section is entitled to:

(1) the rights of conversion under § 17-309 of this title, if employment of
the employee or membership in the class or classes eligible for insurance under the
policy is terminated; and

(2) the rights of conversion under § 17-310 of this title, if the policy of
group life insurance terminates or is amended to terminate the insurance of the
spouse or dependent child.

(d) Notwithstanding § 17-308 of this title, only one certificate must be issued
for each family unit if a statement about a dependent's coverage is included in the
certificate.