OF EACH PREMIUM DUE AFTER THE FIRST PREMIUM, UNLESS THE INSURER
DOES NOT INTEND TO RENEW THE POLICY BEYOND THE PERIOD FOR WHICH
PREMIUM HAS BEEN ACCEPTED AND NOTICE OF THE INTENTION NOT TO
RENEW IS DELIVERED TO THE POLICYHOLDER AT LEAST 15 DAYS BEFORE THE
PREMIUM IS DUE. DURING THE GRACE PERIOD THE POLICY SHALL CONTINUE
IN FORCE."

(2) ANY ADDITIONAL PROVISIONS RELATED TO THE GRACE PERIOD
SHALL BE EXPRESSLY STATED IN THE POLICY SUBJECT TO THE FOLLOWING
LIMITATIONS:

(I) UNLESS AN INSURER RECEIVES A NOTICE OF THE
POLICYHOLDER'S INTENTION TO TERMINATE THE POLICY, THE INSURER MAY
COLLECT PREMIUM FOR THE 31 DAY GRACE PERIOD;

(II) IF AN INSURER RECEIVES A NOTICE OF INTENTION TO
TERMINATE THE POLICY, THE INSURER MAY COLLECT PREMIUM FOR THE PERIOD
BEGINNING ON THE FIRST DAY OF THE GRACE PERIOD UNTIL THE DATE ON WHICH
NOTICE IS RECEIVED OR THE DATE OF TERMINATION STATED IN THE NOTICE,
WHICHEVER IS LATER;

(III) IF PREMIUM FOR THE 31 DAY GRACE PERIOD IS PAID AFTER
THE GRACE PERIOD ENDS, AN INSURER MAY CHARGE INTEREST FOR THE PREMIUM;

AND

(IV) INTEREST MAY NOT BEGIN TO ACCRUE DURING THE 31 DAY

GRACE PERIOD.

(B) AN INSURER MAY SUBSTITUTE A CORRESPONDING PROVISION WITH
WORDING DIFFERENT FROM THAT OF A PROVISION SET FORTH IN THIS SECTION IF
THE CORRESPONDING PROVISION IS:

(1) APPROVED BY THE COMMISSIONER; AND

(2) AT LEAST AS FAVORABLE TO THE INSURED OR BENEFICIARY.

15-303.2.

(A) (1) A POLICY OF CROUP HEALTH INSURANCE MAY CONTAIN THE
FOLLOWING PROVISION;

"ILLEGAL OCCUPATION: THE INSURER SHALL NOT BE LIABLE FOR ANY LOSS TO
WHICH A CONTRIBUTING CAUSE WAS THE INSURED'S COMMISSION OF OR
ATTEMPT TO COMMIT A FELONY OR TO WHICH A CONTRIBUTING CAUSE WAS
THE INSURED'S BEING ENCAGED IN AN ILLEGAL OCCUPATION."

(2) A POLICY OF GROUP HEALTH INSURANCE MAY CONTAIN THE
FOLLOWING PROVISION:

"INTOXICANTS AND NARCOTICS; THE INSURER SHALL NOT BE LIABLE FOR ANY
LOSS SUSTAINED OR CONTRACTED IN CONSEQUENCE OF THE INSURED'S BEING
INTOXICATED OR UNDER THE INFLUENCE OF ANY NARCOTIC UNLESS
ADMINISTERED ON THE ADVICE OF A PHYSICIAN."