(II) IF A CLAIM IS FOR A LOSS OTHER THAN LOSS OF TIME BECAUSE
OF DISABILITY, WRITTEN PROOF OF LOSS MUST BE SUBMITTED TO THE INSURER
WITHIN 00 DAYS AFTER THE DATE OF THE LOSS.

(2) FAILURE TO SUBMIT PROOF OF LOSS WITHIN THE TIME REQUIRED
DOES NOT INVALIDATE OR REDUCE A CLAIM IF IT IS SHOWN THAT;

(I) IT WAS NOT REASONABLY POSSIBLE TO SUBMIT THE PROOF OF
LOSS WITHIN THE TIME REQUIRED; AND

(II) PROOF OF LOSS WAS SUBMITTED AS SOON AS WAS
REASONABLY POSSIBLE.

(II) EACH POLICY OF GROUP HEALTH INSURANCE SHALL CONTAIN A
PROVISION THAT:

(1) BENEFITS PAYABLE UNDER THE POLICY, OTHER THAN BENEFITS
FOR LOSS OF TIME, ARE PAYABLE IMMEDIATELY ON THE INSURER'S RECEIPT OF
WRITTEN PROOF OF LOSS; AND

(2) SUBJECT TO PROOF OF LOSS:

(I) ACCRUED BENEFITS PAYABLE UNDER THE POLICY FOR LOSS
OF TIME ARE PAYABLE NO LATER THAN AT THE END OF EACH PERIOD OF 30 DAYS
DURING THE PERIOD FOR WHICH THE INSURER IS LIABLE; AND

(II) ANY BALANCE REMAINING UNPAID AT THE END OF THAT
PERIOD IS PAYABLE IMMEDIATELY ON THE INSURER'S RECEIPT OF PROOF OF LOSS.

(I) EACH POLICY OF GROUP HEALTH INSURANCE SHALL CONTAIN A
PROVISION THAT, AT ITS OWN EXPENSE, AN INSURER MAY:

(1) EXAMINE THE PERSON OF THE INSURED WHEN AND AS OFTEN AS
THE INSURER MAY REASONABLY REQUIRE DURING THE PENDENCY OF A CLAIM
UNDER THE POLICY; AND

(2) MAKE AN AUTOPSY OF THE INSURED IF NOT PROHIBITED BY LAW.

(J) EACH POLICY OF GROUP HEALTH INSURANCE SHALL CONTAIN A
PROVISION THAT AN ACTION AT LAW OR IN EQUITY MAY NOT BE BROUGHT TO
RECOVER UNDER THE POLICY:

(1) EARLIER THAN 60 DAYS AFTER WRITTEN PROOF OF LOSS IS
SUBMITTED IN ACCORDANCE WITH THE REQUIREMENTS OF THE POLICY; OR

(2) LATER THAN 3 YEARS AFTER THE TIME WRITTEN PROOF OF LOSS IS
REQUIRED TO BE SUBMITTED.

15-393.1.

(a) (1) EACH POLICY OF GROUP HEALTH INSURANCE SHALL CONTAIN A
PROVISION THAT STATES:

"GRACE PERIOD; A GRACE PERIOD OF 31 DAYS WILL BE GRANTED FOR PAYMENT