Ch. 656                                    1997 LAWS OF MARYLAND

(i) the competence of the applicant as to life insurance, health
insurance, or annuities or to any subdivision of them, including contracts for nonprofit
health service plans, vision plans, dental plan organizations, and health maintenance
organizations; and

(ii) the familiarity of the applicant with the applicable laws of the

State.

(2) Each examination must be graded within 30 days after the date of the
examination.                                                                                               

(c)     An INDIVIDUAL applicant who fails an examination may not take another
examination until at least 14 days after the date of the last examination that 'the applicant

failed.

(d)     The Commissioner shall adopt reasonable regulations that specify:

(1)     the scope, type, conduct, and grading of the written examinations;

(2)     the frequency, times, and places in the State where: the written
examinations will be held; and

(3)     subject to § 10-105(c) of this article, the educational requirements for an
INDIVIDUAL applicant to be eligible to take a written examination.

10-111.                                                                                                         

(a)     [An individual] A PERSON who has a valid certificate of qualification as a
broker for the kind or subdivision of insurance for which the [individual] PERSON
intends to act as an agent may obtain a certificate of qualification to act as an agent for
that kind or subdivision of insurance if the [individual] PERSON pays to the
Commissioner the applicable fee for an initial agent certificate of qualification as
required by § 2-112 of this article.

(b)     [An individual] A PERSON who has a valid certificate of qualification as an
agent for the kind or subdivision of insurance for which the [individual] PERSON intends
to act as a broker may obtain a certificate of qualification to act as a broker for that kind
or subdivision of insurance if the [individual] PERSON:                             

(1)     pays to the Commissioner the applicable fee for an initial broker
certificate of qualification as required by § 2-112 of this article; and

(2)     files with the Commissioner a bond as provided in § 10-112 of this
subtitle.                                                                                                       

10-112.

(a) [An applicant] A PERSON WHO APPLIES for a certificate of qualification as
an agent or broker shall:                                                                             

(1) file [with the Commissioner] the appropriate application on the form

AND IN THE MANNER that the Commissioner provides;                             

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