PARRIS N. GLENDENING, Governor Ch. 256

GUARDIANSHIP, OTHER THAN A TEMPORARY GUARDIANSHIP OF LESS THAN 12 MONTHS
DURATION, GRANTED BY COURT OR TESTAMENTARY APPOINTMENT.

15-403.1.

(A) THIS SECTION APPLIES TO:

(1) EACH INDIVIDUAL HEALTH INSURANCE POLICY THAT:

(I) PROVIDES COVERAGE ON AN EXPENSE-INCURRED BASIS; AND

(II) PROVIDES COVERAGE FOR A FAMILY MEMBER OF THE

INSURED;

(2) EACH GROUP HEALTH INSURANCE POLICY THAT:

(I) PROVIDES COVERAGE ON AN EXPENSE-INCURRED BASIS FOR
EMPLOYEES OF AN EMPLOYER OR EMPLOYERS OR MEMBERS OF A UNION OR
UNIONS; AND

(II) PROVIDES COVERAGE FOR A FAMILY MEMBER OF A COVERED
EMPLOYEE OR MEMBER; AND

(3) EACH INDIVIDUAL SERVICE OR INDEMNITY CONTRACT THAT:

(I) IS ISSUED BY A NONPROFIT HEALTH SERVICE PLAN; AND

(II) PROVIDES COVERAGE FOR A FAMILY MEMBER OF THE

SUBSCRIBER.

(B) EACH POLICY OR CONTRACT SUBJECT TO THIS SECTION SHALL PROVIDE
THAT THE SAME HEALTH INSURANCE BENEFITS AND ELIGIBILITY GUIDELINES
THAT APPLY TO ANY COVERED DEPENDENT ARE AVAILABLE, ON REQUEST OF THE
INSURED, SUBSCRIBER, EMPLOYEE, OR MEMBER, TO AN INDIVIDUAL WHO:

(1) IS UNMARRIED;

(2) IS UNDER TESTAMENTARY OR COURT APPOINTED GUARDIANSHIP,
OTHER THAN TEMPORARY GUARDIANSHIP OF LESS THAN 12 MONTHS DURATION OF THE
INSURED, SUBSCRIBER, EMPLOYEE, OR MEMBER;

(3) RESIDES WITH THE INSURED, SUBSCRIBER, EMPLOYEE, OR

MEMBER;

(4) IS THE DEPENDENT OF THE INSURED, SUBSCRIBER, EMPLOYEE, OR
MEMBER; AND

(5) HAS NOT ATTAINED THE LIMITING AGE UNDER THE TERMS OF THE
POLICY OR CONTRACT.

(C) ON REQUEST, AN INSURER THAT ISSUES AN INDIVIDUAL OR GROUP
HEALTH INSURANCE POLICY THAT PROVIDES COVERAGE ON AN
EXPENSE-INCURRED BASIS OR A NONPROFIT HEALTH SERVICE PLAN SHALL OFFER
FAMILY MEMBERS' COVERAGE TO AN INSURED OR SUBSCRIBER REGARDLESS OF
THE MARITAL STATUS OF THE INSURED OR SUBSCRIBER.

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