Ch. 256

1997 LAWS OF MARYLAND

(h) (1) An insurer or nonprofit health service plan may require proof that the
insured or subscriber is the parent or grandparent of a newly born or newly adopted child
or grandchild OR GUARDIAN OF A MINOR UNDER COURT OR TESTAMENTARY
APPOINTMENT.

(2) If the insurer or nonprofit health service plan requires proof under this
subsection, the insurer or nonprofit health service plan shall pay the cost of the proof.

15-402.

(a) This section applies to:

(1) each individual or group health insurance policy that is issued in the

State; and

(2) each contract that is issued in the State by a nonprofit health service

plan.

(b) (1) Notwithstanding any limiting age stated in a policy or contract subject to
this section, a child [or grandchild], GRANDCHILD, OR INDIVIDUAL FOR WHOM
GUARDIANSHIP IS GRANTED BY COURT OR TESTAMENTARY APPOINTMENT shall
continue to be covered under the policy or contract as a dependent of an employee,
member, or other covered individual if the child [or grandchild], GRANDCHILD, OR
INDIVIDUAL UNDER GUARDIANSHIP:

(i) is unmarried;

(ii) is chiefly dependent for support on the employee, member, or
other covered individual; and

(iii) at the time of reaching the limiting age, is incapable of
self-support because of mental or physical incapacity that started before the child [or
grandchild], GRANDCHILD, OR INDIVIDUAL UNDER GUARDIANSHIP attained the
limiting age.

(2) A child [or grandchild], GRANDCHILD, OR INDIVIDUAL UNDER
GUARDIANSHIP who is covered under this section shall continue to be covered while
remaining unmarried, dependent, and mentally or physically incapacitated until the
coverage on the employee, member, or other covered individual on whom the child [or
grandchild], GRANDCHILD, OR INDIVIDUAL UNDER GUARDIANSHIP is dependent
terminates.

(c) To be eligible for coverage under this section,:

(1) a grandchild must be a dependent, and in the court-ordered custody, of
the employee, member, or other covered individual AND AN INDIVIDUAL FOR WHOM
GUARDIANSHIP IS GRANTED BY COURT OR TESTAMENTARY APPOINTMENT MUST
BE A DEPENDENT IN THE CUSTODY OF THE EMPLOYEE, MEMBER, OR OTHER
COVERED INDIVIDUAL; AND

(2) AN INDIVIDUAL MUST BE A DEPENDENT AND IN THE CUSTODY OF THE
EMPLOYEE. MEMBER OR OTHER COVERED INDIVIDUAL AS A RESULT OF A

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