Ch. 11

1996 LAWS OF MARYLAND

(I)       THE INSURANCE HAS BEEN IN FORCE BEFORE THE CONTEST
FOR LESS THAN 2 YEARS DURING THE INSURED'S LIFETIME; AND

(II)     THE STATEMENT IS IN WRITING AND SIGNED BY THE INSURED.

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, § 428.

Defined terms: "Insurance" § 1-101
"Life insurance" § 1-101
"Policy" § 1-101
"Premium" § 1-101

17-304. COPY OF APPLICATION; EFFECT OF STATEMENTS.

EACH POLICY OF GROUP LIFE INSURANCE SHALL CONTAIN A PROVISION THAT:

(1)      REQUIRES A COPY OF ANY APPLICATION OF THE POLICYHOLDER TO
BE ATTACHED TO THE POLICY WHEN ISSUED;

(2)      THE STATEMENTS MADE BY THE POLICYHOLDER OR THE INSURED
ARE CONSIDERED REPRESENTATIONS AND NOT WARRANTIES; AND

(3) A STATEMENT MADE BY AN INSURED MAY NOT BE USED IN A
CONTEST UNLESS A COPY OF THE INSTRUMENT THAT CONTAINS THE STATEMENT IS
PROVIDED TO THE INSURED OR TO THE INSURED'S BENEFICIARY,

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, § 429.

Defined terms: "Life insurance" § 1-101
"Policy" § 1-101

17-305. EVIDENCE OF INSURABILITY.

EACH POLICY OF GROUP LIFE INSURANCE SHALL CONTAIN A PROVISION THAT
SETS FORTH ANY CONDITIONS UNDER WHICH THE INSURER RESERVES THE RIGHT
TO REQUIRE AN INDIVIDUAL ELIGIBLE FOR INSURANCE TO PROVIDE EVIDENCE OF
INDIVIDUAL INSURABILITY SATISFACTORY TO THE INSURER AS A CONDITION TO
PART OR ALL OF THE COVERAGE.

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, § 430.

Defined terms: "Insurance" § 1-101
"Insurer" § 1-101
"Life insurance" § 1-101
"Policy" § 1-101

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