Ch. 296                                    1996 LAWS OF MARYLAND

SECTION 1. BE IT ENACTED .BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article 48A - Insurance Code

468B.

(b) (6) (i) "Medicare supplement policy" or "Medigap policy" means a group
or individual policy of health insurance or a subscriber contract which is advertised,
marketed, or designed primarily as a supplement to reimbursements under Medicare for
the hospital, medical, or surgical expenses of persons eligible for Medicare.

(ii) "Medicare supplement policy" or "Medigap policy" does not
include:

[1. Benefits offered by a health maintenance organization or
other direct service organization in connection with a contract with the United States
Health Care Financing Administration;

2.] 1. A policy issued pursuant to a contract under § 1876 [ or
§ 1833] of the federal Social Security Act (42 U.S.C. § 1395 et seq.); or

[3.] 2. A policy issued under a demonstration project
authorized pursuant to amendments to the federal Social Security Act.

468DA.

(a) (1) The Commissioner shall adopt reasonable regulations to establish
specific standards for policy provisions of Medicare supplement policies and certificates.
These standards shall be in addition to and in accordance with applicable laws of the
State, including Subtitles 20, 25, 26, and 31 of this article.

(2) NO REQUIREMENT OF THE INSURANCE CODE RELATING TO
MINIMUM REQUIRED POLICY BENEFITS, OTHER THAN THE MINIMUM STANDARDS
CONTAINED IN THIS SUBTITLE, SHALL APPLY TO MEDICARE SUPPLEMENT POLICIES
AND CERTIFICATES.

468E.

(e) (1) The Commissioner shall prescribe the format and content of the outline
of coverage required by this section. For purposes of this section, "format" means style,
arrangements, and overall appearance, including the size, color, and prominence of type
and the arrangement of text and captions.

(2) The outline of coverage shall include:

(i) A description of the principal benefits and coverage provided in
the policy;

(ii) A statement of the exceptions, reductions, and limitations
contained in the policy;

(iii) A statement of:

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