H.B. 1328                                                VETOES

(2)     The District of Columbia; or

(3)     The Commonwealth of Puerto Rico.

(d)     "Banking institution" means an institution that is incorporated under the laws
of this State as a State bank, trust company, or savings bank.

(e)     "Charter" has the meaning stated in § 1-101 of the Corporations and
Associations Article.

(f)      "Commercial bank" means an institution that is incorporated under the laws
of this State as a State bank or trust company.

(g)     "County" means a county of this State and, unless otherwise indicated,
Baltimore City.

(h) "Financial institution" means any financial institution of the type supervised
under this article, whether or not State-chartered.

(I) (1) "FOREIGN BANK" MEANS ANY FINANCIAL INSTITUTION OR OTHER
INSTITUTION THAT ENGAGES IN BANKING ACTIVITIES THAT ARE USUAL IN
CONNECTION WITH THE BUSINESS OF BANKING IN THE NATIONS IN WHICH THE
INSTITUTION IS ORGANIZED OR OPERATES.

(2) "FOREIGN BANK" DOES NOT INCLUDE A BANK ORGANIZED UNDER
THE LAWS OF ANY STATE OR A NATIONAL BANKING ASSOCIATION THAT HAS ITS
HEADQUARTERS IN ANY STATE.

[(i)] (J) "Includes" or "including" means includes or including by way of
illustration and not by way of limitation.

[(j)] (K) "Mail" means to deposit in the United States mail, postage prepaid.

[(k)](L) "Mortgage" includes a deed of trust that secures a debt or the
performance of an obligation.

[(l)] (M) "Municipal area" means a municipal corporation or an unincorporated
city, town, or village.

[(m)] (N)"National banking association" means an institution that is incorporated
under federal law as a bank.                              :

(O) "OTHER-STATE BANK" MEANS A BANK CHARTERED AND PRIMARILY
REGULATED BY ANOTHER STATE.

[(n)](P) "Person" means an individual, receiver, trustee, guardian, personal
representative, fiduciary, or representative of any kind and any partnership, firm,
association, corporation, or other entity.

[(o)](Q) "Political subdivision" means:

(1) A county or municipal corporation of this State; and

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