PARRIS N. GLENDENING, Governor                          H.B. 1328

(1)     Is organized under the laws of this State as a State bank, trust company,
or savings bank; or

(2)     Is organized under the laws of the United States and:
(i) Has its principal office in this State; or

(ii) 1. Has an office in this State that is not its principal office; and

2. Meets the definition of a trust institution under 12 U.S.C. §
1841(c)(2)(D); or

(III) 1. HAS AN OFFICE IN THIS STATE THAT IS NOT ITS
PRINCIPAL OFFICE; AND

2. ACCEPTS DEPOSITS AT ITS OFFICE IN THIS STATE; OR

(3)     Is organized under the laws of another state as a bank, trust company, or
savings bank and:

(i) 1. Has an office in this State that is not its principal office;

[(ii)] 2. Meets the definition of a trust institution under 12 U.S.C. §
1841(c)(2)(D); and

[(iii)] 3. Is a direct or indirect subsidiary of a bank holding company
that[:

1. May make an acquisition under Title 5, Subtitle 9, 10, or 11
of the Financial Institutions Article; and

2. Satisfies] SATISFIES the definition of a bank holding
company in § 12-201 of the Financial Institutions Article HAS A DIRECT OR INDIRECT
BANK TRUST COMPANY, OR SAVINGS BANK SUBSIDIARY THAT HAS AN OFFICE IN THIS
STATE AT WHICH DEPOSITS ARE ACCEPTED; OR

(II) 1. HAS AN OFFICE IN THIS STATE THAT IS NOT ITS
PRINCIPAL OFFICE; AND

2. ACCEPTS DEPOSITS AT ITS OFFICE IN THIS STATE.

Article - Financial Institutions

1-101.

(a)     In this article, unless the context clearly requires otherwise, the following
words have the meanings indicated.

(b)     "Address" means post office address, including, if applicable, street and
number, municipal area or county, state, and, if outside of the United States, country.

(c)     "Any state" means:

(1) Any state, possession, or territory of the United States;

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