WILLIAM DONALD SCHAEFER, Governor                         Ch. 745

panel of seven arbitrators who are members of the National Academy of Arbitrators. The
panel shall be requested from the Federal Mediation and Conciliation Service.

4.       The parties shall select an arbitrator by alternative strikes
from the panel.

5.       The arbitrator selected may schedule a hearing, issue
subpoenas to compel the testimony of witnesses and the production of documents,
administer oaths, and declare the record closed.

6.       The written decision of the arbitrator shall be final:

(I)      FINAL and binding on the Sheriff, employee, and the labor
organization TO THE EXTENT THE DECISION ADDRESSES WAGES AND BENEFITS; AND

(II)     NONBINDING TO THE EXTENT THE DECISION ADDRESSES
HOURS, WORKING CONDITIONS, DISCIPLINE PROCEDURES, AND JOB SECURITY
ISSUES.

7.       The Sheriff and labor organization shall share equally in the
costs of the arbitration proceeding.

[(v)](VI) This subsection may not be construed to authorize an
employee of the Sheriff's office or of the Allegany County jail to engage in a strike.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect
October 1, 1994.

Approved May 26, 1994.

CHAPTER 745
(House Bill 1664)

AN ACT concerning

Automobile Insurance - Add-On Coverage _ Premium Finance Agreements
Sales of Add-On Coverage

FOR the purpose of requiring contracts for certain insurance coverage for automobiles to
be separate from certain related insurance coverage and requiring a disclosure
about separation of the contracts; requiring separate financing and separate
financing agreements for coverages under separate contracts; altering the
calculation on premium finance loans and establishing a certain maximum rate of
interest; limiting the application of a certain service charge; prohibiting the
financing of certain add on coverage by premium financing companies; limiting the
monetary amount of add on coverage that may be financed in connection with
certain automobile insurance; and generally relating to premium financing
agreements and add on coverages limiting the amount of add-on coverages that may
be sold in conjunction with policies issued by the Maryland Automobile Insurance Fund;
and generally relating to add-on coverages.

- 3337 -