Ch. 9                                             1993 LAWS OF MARYLAND

(E)     TO INDICATE COMPLIANCE WITH SUBSECTIONS (C) AND (D) OF THIS
SECTION, A CARRIER SHALL MAINTAIN INFORMATION AND DOCUMENTATION THAT
IS SATISFACTORY TO THE COMMISSIONER.

(F)      (1) ON OR BEFORE MARCH 15 OF EACH YEAR, A CARRIER SHALL FILE
AN ACTUARIAL CERTIFICATION WITH THE COMMISSIONER THAT IT HAS FOLLOWED
THE RATING PRACTICES IMPOSED UNDER § 702 OF THIS SUBTITLE.

(2) THE CERTIFICATION SHALL BE BASED ON AN EXAMINATION THAT
INCLUDES A REVIEW OF:

(I)      APPROPRIATE RECORDS; AND

(II)     ACTUARIAL ASSUMPTIONS AND METHODS USED BY THE
CARRIER.

(G)     A CARRIER SHALL:

(1) RETAIN ALL DOCUMENTS AND CERTIFICATIONS REQUIRED UNDER
THIS SUBTITLE AT ITS PRINCIPAL PLACE OF BUSINESS FOR A PERIOD OF 5 YEARS;
AND

(2) MAKE THE INFORMATION AND DOCUMENTATION AVAILABLE TO
THE COMMISSIONER ON REQUEST.

704.

(A) (1) A CARRIER SHALL ISSUE ITS HEALTH BENEFIT PLANS TO ANY SMALL
EMPLOYER THAT MEETS THE REQUIREMENTS OF THIS SUBSECTION.

(2)      TO BE COVERED UNDER A HEALTH BENEFIT PLAN OFFERED BY A
CARRIER, A SMALL EMPLOYER SHALL:

(I)       ELECT TO BE COVERED UNDER THE PLAN;

(II)     AGREE TO MAKE THE REQUIRED PREMIUM PAYMENTS; AND

(III)    SATISFY THE OTHER REASONABLE PROVISIONS OF THE PLAN
AS APPROVED BY THE COMMISSIONER.

(3)      ANY REQUIREMENT USED BY A CARRIER IN DETERMINING
WHETHER TO PROVIDE COVERAGE TO A SMALL EMPLOYER GROUP, INCLUDING
REQUIREMENTS FOR MINIMUM PARTICIPATION OF ELIGIBLE EMPLOYEES AND
MINIMUM EMPLOYER CONTRIBUTIONS, SHALL BE APPLIED UNIFORMLY AMONG ALL
SMALL EMPLOYERS WITH THE SAME NUMBER OF ELIGIBLE EMPLOYEES APPLYING
FOR COVERAGE OR RECEIVING COVERAGE FROM THE CARRIER.

(4)      A CARRIER MAY ONLY VARY APPLICATION OF MINIMUM
PARTICIPATION REQUIREMENTS AND MINIMUM EMPLOYER CONTRIBUTION
REQUIREMENTS OF ELIGIBLE EMPLOYEES BY THE SIZE OF THE SMALL EMPLOYER
GROUP.

(5) A CARRIER MAY NOT REQUIRE MINIMUM EMPLOYER CONTRIBUTIONS.

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