S.B. 452                                                    VETOES

(1)     A description of the principal benefits and coverage provided in the
policy or contract;

(2)     A statement of the principal exclusions, reductions, and limitations
contained in the policy;

(3)     A statement of the renewal provisions, including any reservation in the
policy or contract of a right to change the schedule of premiums;

(4) A STATEMENT AS TO WHETHER THE POLICY IS APPROVED UNDER
THE MARYLAND PARTNERSHIP FOR LONG-TERM CARE PROGRAM UNDER TITLE 15,
SUBTITLE 5. 4 OF THE HEALTH - GENERAL ARTICLE; AND

[(4)] (5) A statement that the outline of coverage is a summary of the policy
or contract issued or applied for, and that the policy or contract should be consulted to
determine the governing contractual provisions.

(c) A certificate issued pursuant to group long-term care insurance shall include:

(1)     A description of the principal benefits and coverage provided in the
policy or contract;

(2)     A statement of the principal exclusions, reductions, and limitations of
coverage contained in the policy or contract; [and]

(3)     A statement that the group master policy or contract determines
governing contractual provisions; AND

(4)      A STATEMENT AS TO WHETHER THE POLICY IS APPROVED UNDER
THE MARYLAND PARTNERSHIP FOR LONG-TERM CARE PROGRAM UNDER TITLE 15,
SUBTITLE 5 4 OF THE HEALTH - GENERAL ARTICLE.

Article - Health - General

SUBTITLE -5- 4. MARYLAND PARTNERSHIP FOR LONG-TERM CARE PROGRAM
15-501. 15-401.

(A)     IN THIS SUBTITLE THE FOLLOWING WORDS HAVE THE MEANINGS
INDICATED.

(B)     "COMMISSIONER" MEANS THE INSURANCE COMMISSIONER.

(C)     "PROGRAM" MEANS THE MARYLAND PARTNERSHIP FOR' LONG-TERM
CARE PROGRAM,

15-502 15-402.                                     

(A)     THERE IS A MARYLAND PARTNERSHIP FOR LONG-TERM CARE PROGRAM.

(B)     THE PURPOSES OF THE PROGRAM ARE TO:

(i) PROVIDE INCENTIVES FOR INDIVIDUALS TO INSURE AGAINST THE
COSTS OF PROVIDING FOR THEIR LONG-TERM CARE NEEDS;

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