Ch. 513                                     1993 LAWS OF MARYLAND

15-407.

THE DEPARTMENT AND THE COMMISSIONER SHALL JOINTLY:

(1)      ADOPT REGULATIONS NECESSARY TO CARRY OUT THE PROVISIONS
OF THIS SUBTITLE; AND

(2)      ON OR BEFORE OCTOBER 1 OF EACH YEAR, REPORT TO THE
GENERAL ASSEMBLY, IN ACCORDANCE WITH § 2-1312 OF THE STATE GOVERNMENT
ARTICLE ON:

(I)      THE EFFECTIVENESS OF THE PROGRAM;

(II)     THE IMPACT OF THE PROGRAM ON STATE EXPENDITURES FOR
MEDICAL ASSISTANCE;

                (III) THE NUMBER OF ENROLLEES IN THE PROGRAM; AND

(IV) THE NUMBER OF LONG-TERM CARE POLICIES OFFERED IN THE

STATE.                                       

Article 48A - Insurance Code

647.

(a) An insurer shall provide an applicant for long-term care insurance with an
outline of coverage.                                             

(b)     The outline shall include:

(1) A description of the principal benefits and coverage provided in the
policy or contract;                                                                                

(2) A statement of the principal exclusions, reductions, and limitations
contained in the policy;                                                      

(3)     A statement of the renewal provisions, including any reservation in the
policy or contract of a right to change the schedule of premiums;

(4)      A STATEMENT AS TO WHETHER THE POLICY IS APPROVED UNDER
THE MARYLAND PARTNERSHIP FOR LONG-TERM CARE PROGRAM UNDER TITLE 15,
SUBTITLE 4 OF THE HEALTH - GENERAL ARTICLE; AND

[(4)] (5) A statement that the outline of coverage is a summary of the policy
or contract issued or applied for, and that the policy or contract should be consulted to
determine the governing contractual provisions.

(c)     A certificate issued pursuant to group long-term care insurance shall include:

(1)     A description of the principal benefits and coverage provided in the
policy or contract;

(2)     A statement of the principal exclusions, reductions, and limitations of
coverage contained in the policy or contract; [and]

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