Ch. 390                                     1993 LAWS OF MARYLAND

Article - Commercial Law

Section 14-1208(a)

Annotated Code of Maryland

(1990 Replacement Volume and 1992 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article - Commercial Law

14-1208.

(a) (1) If the completeness or accuracy of any item of information contained in
his file is disputed by a consumer, and the dispute is directly conveyed to the consumer
reporting agency in writing by the consumer, the consumer reporting agency shall within
30 days reinvestigate and record the current status of that information unless it has
reasonable grounds to believe that the dispute by the consumer is frivolous or irrelevant.

(2)     If after reinvestigation the information is found to be inaccurate or can
no longer be verified, the consumer reporting agency shall within 7 business days delete
the information and mail:

(i) Written notice of the correction to the consumer, [and] to each
person to whom the erroneous information was furnished, AND TO THE PERSON WHO
FURNISHED THE ERRONEOUS INFORMATION; and

(ii) A statement of the rights of the consumer under this subtitle.

(3)     If after reinvestigation the information is found to be accurate or is
verified, the consumer reporting agency shall within 7 business days mail:

(i) Written notice of the finding to the consumer; and

(ii) A statement of the rights of the consumer under this subtitle.

(4)     (i) Within 60 days after receiving the notice under paragraphs (2) and
(3) of this subsection, the consumer may request in writing that the consumer reporting
agency disclose the name, address, and telephone number of each person contacted
during the reinvestigation.

(ii) Within 30 days after receiving the consumer's written request
under this paragraph, the consumer reporting agency shall make the requested disclosure.

(5)      WITHIN 5 30 BUSINESS DAYS AFTER RECEIVING THE NOTICE UNDER
PARAGRAPH (2) OF THIS SUBSECTION, THE PERSON WHO FURNISHED THE
ERRONEOUS INFORMATION SHALL DELETE CORRECT THE INFORMATION FROM IN
THE PERSON'S RECORDS A PERSON CONTACTED DURING THE REINVESTIGATION WHO
DETERMINES THAT THE INFORMATION WAS INACCURATE SHALL CORRECT THE
INFORMATION IN THE PERSON'S RECORDS WITHIN [7] 12 BUSINESS DAYS AFTER THE
DETERMINATION OCCURS.

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