Ch. 350                                     1993 LAWS OF MARYLAND

Section 642(f), 644, and 647

Annotated Code of Maryland

(1991 Replacement Volume and 1992 Supplement)

BY adding to

Article 48A - Insurance Code

Section 647A

Annotated Code of Maryland

(1991 Replacement Volume and 1992 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article 48A - Insurance Code

642.

(f) "Preexisting condition" means a condition for which medical advice or
treatment was recommended by, or received from, a provider of health care services
within [9 months] 6 MONTHS prior to the effective date of. coverage of the insured or
certificate holder.

644.

The. Commissioner may adopt regulations regarding long term care insurance with
respect to:

(1) The form and content of disclosures;

(2)    The terms of renewals;

(3)    Initial and subsequent conditions of eligibility;

(4)    Nonduplication of coverage provisions;

(5)    Preexisting conditions;

(6)    Renewability of coverage;

(7)    Continuation and conversion;

(8) Probationary periods, limitation of coverage provisions, and recurrent
conditions;

(9)    Coverage of dependents;

(10)   Loss ratio standards; [and]

(11)   TERMINATION OF INSURANCE;

(12)   REQUIREMENTS FOR REPLACEMENT; AND

[(11)] (13) Any matter the Commissioner determines is in the best interest
of the public.

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