Ch. 285                                         1993 LAWS OF MARYLAND

(e) On or after [January 1, 1992] OCTOBER 1, 1993, the requirements of this
section shall apply to all insurance policies and subscriber contracts delivered or issued
for delivery or renewed in this State.

471.

Group health insurance is declared to be that form of health insurance covering
groups of persons as defined below, with or without one or more members of their
families or one or more of their dependents, or covering one or more members of the
families or one or more dependents of such groups of persons, and issued upon the
following basis:

(7) (I) In any group health insurance policy hereafter issued in this State,
notwithstanding any limiting age stated in the policy any unmarried child OR
GRANDCHILD covered under the policy as a dependent of an employee, member, or
other covered person, and who is chiefly dependent for support upon the employee,
member, or other covered person, and who, at the time of reaching the limiting age, is
incapable of self-support because of mental or physical incapacity that commenced prior
to the child's OR GRANDCHILD'S attaining the limiting age, shall continue to be covered
under the policy while remaining so dependent, unmarried, and mentally or physically
incapacitated, until such time as the insurance on the employee, member, or other
covered person upon whom such child OR GRANDCHILD is dependent terminates.

(II) TO BE ELIGIBLE FOR COVERAGE UNDER THIS PARAGRAPH, A
GRANDCHILD MUST BE A DEPENDENT OF AND IN THE COURT-ORDERED CUSTODY OF
THE EMPLOYEE, MEMBER, OR OTHER COVERED PERSON.

490R.

(A)     ALL INDIVIDUAL INSURANCE POLICIES PROVIDING COVERAGE ON AN
EXPENSE INCURRED BASIS AND INDIVIDUAL SERVICE OR INDEMNITY TYPE
CONTRACTS ISSUED BY A NONPROFIT HEALTH SERVICE PLAN WHICH PROVIDE
COVERAGE FOR A FAMILY MEMBER OF THE INSURED OR SUBSCRIBER SHALL; AS TO
SUCH FAMILY MEMBERS' COVERAGE, PROVIDE THAT THE SAME HEALTH
INSURANCE BENEFITS AND ELIGIBILITY GUIDELINES THAT ARE APPLICABLE TO
ANY COVERED DEPENDENT SHALL BE MADE AVAILABLE, AT THE REQUEST OF THE
INSURED OR SUBSCRIBER, TO ANY GRANDCHILD WHO:

(1)      IS UNMARRIED;

(2)       IS IN THE LEGAL COURT-ORDERED CUSTODY OF AND RESIDING
WITH THE INSURED OR SUBSCRIBER; AND

(3) IS THE DEPENDENT OF THE INSURED OR SUBSCRIBER; AND

(3)      (4) HAS NOT ATTAINED THE LIMITING AGE UNDER THE TERMS OF
THE POLICY OR CONTRACT.

(B)      ALL GROUP HEALTH INSURANCE POLICIES PROVIDING COVERAGE ON AN
EXPENSE INCURRED BASIS TO COVER EMPLOYEES OF AN EMPLOYER OR
EMPLOYERS OR MEMBERS OF A UNION OR UNIONS WHICH PROVIDE COVERAGE
FOR DEPENDENTS OF A COVERED EMPLOYEE OR MEMBER, SHALL PROVIDE THAT

- 1760 -