C'h. 4                                        1993 LAWS OF MARYLAND

variations in hazards or expense provisions, or both. The standards may measure any
difference among risks that are demonstrated objectively to the Commissioner to have
had a direct and substantial effect upon losses or expenses. However, no rate may be
based partially or entirely on geographic area itself, as opposed to underlying risk
considerations, even though expressed in geographic terms.

(ii) 1. Any insurer providing a private passenger automobile
insurance policy shall provide the policyholder at the time of issuance or renewal with a
statement that:

A.      Defines the policyholder's fate classifications; and

B.       In the case of a licensed insurer, includes a summary, in a
format approved by the Commissioner, of the licensed insurer's approved surcharge plan
or driver record point plan for that policy.

2. The statement shall be sufficiently clear and specific so that a
person of average intelligence can identify the classifications without, making further
inquiry.

244D.                                                     

(d) (1) Any insurer providing a private passenger automobile insurance policy
shall provide the policyholder at the time of issuance or renewal with a statement that:

(i) Defines the policyholders' rate classifications; and

(ii) . In the case of a licensed insurer, includes a summary, in a format
approved by the Commissioner, of the licensed insurer's approved surcharge plan or
driver record point plan for that policy.                                           

(2) The statement shall be sufficiently clear and specific so that a person of
average intelligence can identify the classifications without making further inquiry.

DRAFTER'S NOTE:                                                                                   

Error: Function paragraph of bill being cured incorrectly stated that Article
48A, §§ 242(c)(4) and 244D(d) were being added, rather than amended.

Occurred: Chapter 374 (House Bill 919) of the Acts of 1992.
Article - Business Regulation

11-802.

(a) A licensee may not lend Or give money to a person for pari-mutuel betting.
DRAFTER'S NOTE:

Error: Title of bill being cured failed to reflect that the bill expanded the
prohibition against lending or giving money for pari-mutuel betting.

Occurred: Chapter 492 (Senate Bill 565) of the Acts of 1992.

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