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LAWS OF MARYLAND

blanket, and individual policies, and with other established
programs under which the insured may make a claim.

(b) Notwithstanding the provisions of subsection (a) of
this section or any other provision of this article, a health
insurance policy may not contain nonduplication provisions or
provisions to coordinate coverage with any individually
underwritten and issued, guaranteed renewable, specified disease
policy, as defined in § 468H of this article, OR INTENSIVE CARE
POLICY, OR ANY INDIVIDUALLY UNDERWRITTEN AND ISSUED GUARANTEED
RENEWABLE, LIMITED BENEFIT HOSPITAL INDEMNITY POLICY, EITHER OF
which dees DO not provide benefits on an expense-incurred basis.

(C) "INTENSIVE CARE POLICY" MEANS A HEALTH INSURANCE POLICY
THAT PROVIDES BENEFITS ONLY WHEN TREATMENT IS RECEIVED IN THAT
SPECIFICALLY DESIGNATED FACILITY OF A HOSPITAL THAT PROVIDES THE
HIGHEST LEVEL OF CARE AND WHICH IS RESTRICTED TO THOSE PATIENTS
WHO ARE PHYSICALLY, CRITICALLY ILL OR INJURED.

477Y.

(a)   Except as otherwise provided in this section, the
Insurance Commissioner in accordance with regulations issued by
him, shall permit health insurance policies to contain
nonduplication provisions or provisions to coordinate the
coverage with other health insurance policies, including those of
nonprofit health service plans, and those of commercial group,
blanket, and individual policies, and with other established
programs under which the insured may make a claim.

(b)  Notwithstanding the provisions of subsection (a) of
this section or any other provision of this article, a group or
blanket health insurance policy may not contain nonduplication
provisions or provisions to coordinate coverage with any
individually underwritten and issued, guaranteed renewable,
specified disease policy, as defined in § 468H of this article,
OR INTENSIVE CARE POLICY, OR WITH ANY INDIVIDUALLY UNDERWRITTEN

AND ISSUED, GUARANTEED RENEWABLE, LIMITED BENEFIT HOSPITAL

INDEMNITY POLICY, EITHER OF which does DO not provide benefits on
an expense-incurred basis.

(C) FOR THE PURPOSES OF THIS SECTION, "INTENSIVE CARE
POLICY" MEANS A HEALTH INSURANCE POLICY THAT PROVIDES BENEFITS
ONLY WHEN TREATMENT IS RECEIVED IN THAT SPECIFICALLY DESIGNATED
FACILITY OF A HOSPITAL THAT PROVIDES THE HIGHEST LEVEL OF CARE
AND WHICH IS RESTRICTED TO THOSE PATIENTS WHO ARE PHYSICALLY,
CRITICALLY ILL OR INJURED.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall
take effect July 1, 1989.

Approved May 25, 1989.

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