WILLIAM DONALD SCHAEFER, Governor Ch. 542

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article 48A - Insurance Code

541.

(a)  Nothing in this subtitle affects or limits the
provisions of Title 17 of the Transportation Article, and every
policy of motor vehicle liability insurance issued, sold, or
delivered in this State shall provide the minimum liability
coverage specified therein.

(b)  (1) (I) Nothing in this subtitle or in Title 17 of the
Transportation Article prevents an insurer from issuing, selling,
or delivering a policy of motor vehicle liability insurance
providing liability coverage in excess of the requirements of the
Maryland Vehicle Law.

(II) AN INSURED MAY CONTRACT FOR HIGHER AMOUNTS
OF UNINSURED MOTORIST COVERAGE THAN THOSE PROVIDED UNDER TITLE 17
OF THE TRANSPORTATION ARTICLE IF THOSE AMOUNTS DO NOT EXCEED THE
AMOUNTS OF THE MOTOR VEHICLE LIABILITY COVERAGE PROVIDED UNDER
THE POLICY.

(2) Nothing in this subtitle shall be construed to
prohibit an insurer from providing Christian Science care and
treatment, and such Christian Science care and treatment shall
constitute economic loss.

(c)  (1) In this subsection "uninsured motor vehicle" means
a motor vehicle whose ownership, maintenance, or use has resulted
in the bodily injury or death of an insured, and for which the
sum of the limits of liability under all valid and collectible
liability insurance policies, bonds, and securities applicable to
the bodily injury or death is less than the amount of coverage
provided to the insured under this subsection.

(2) In addition to any other coverage required by
this subtitle, every policy of motor vehicle liability insurance
issued,- sold, or delivered in this State after July 1, 1975 shall
contain coverage, in at least the amounts required under Title 17
of the Transportation Article, for damages which the insured is
entitled to recover from the owner or operator of an uninsured
motor vehicle because of bodily injuries sustained in an accident
arising out of the ownership, maintenance, or use of such
uninsured motor vehicle. [There shall be available OFFERED IN
WRITING to the insured the opportunity to contract for higher
amounts than those provided under Title 17 of the Transportation
Article if these amounts do not exceed the amounts of the motor
vehicle liability coverage provided by the policy.-} The coverage
required under this subsection (c) shall be in such form and
subject to such conditions as may be approved by the Commissioner

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