1266                                          LAWS OF MARYLAND                                      Ch. 309

subsistence of daily living in a safe, sanitary, and healthful
environment; and

(ii) Admits or retains the individuals for
overnight care.

(2) "Related institution" does not include:

(i) An adult residential environment or home
that is certified by the Department of Human Resources;

(ii) A nursing facility or visiting nurse
service that is conducted only by or for adherents of a bona fide
church or religious organization, in accordance with tenets and
practices that include reliance on treatment by spiritual means
alone for healing; or

(iii)     Any   sheltered housing   for the elderly, as

defined in Article 70B,   § 1   of the Code, that   is certified by the

Office on Aging, unless   the  housing provides     for more than 15
individuals:

1.  In one building that does not have
more than one apartment unit; or

2.  If there are apartment units in the
building, in one apartment unit.

19-346.

(a) (1) In this section the following words have the
meanings indicated.

(2)  "Abuse of funds" means spending money of a
resident:

(i) Against the express wish of the resident,
if the expenditure was not necessary for the direct and immediate
benefit and welfare of the resident; or

(ii) For the use or benefit of a person other
than the resident if the expenditure is not also for the direct
and immediate benefit of the resident or consistent with an
express wish and past behavior of the resident.

(3)  "Bank" means a bank, trust company, savings bank,
or savings and loan association that:

(i) Is authorized to do business in this State;
and

(ii) Is insured by the Federal Deposit
Insurance Corporation, Federal Savings and Loan Insurance
Corporation, or Maryland Savings-Share Insurance Corporation.