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Ch. 175
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812
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LAWS OF MARYLAND
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(b) The following items are exempt from execution on a
judgment.
(1) Wearing apparel, books, tools, instruments, or
appliances necessary for the practice of any trade or profession
except those kept for sale, lease, or barter.
(2) Money payable in the event of sickness, accident,
injury, or death of any person, including compensation for loss
of future earnings. This exemption includes but is not limited to
money payable on account of judgments, arbitrations, compromises,
insurance, benefits, compensation, and relief. Disability income
benefits are not exempt if the judgment is for necessities
contracted for after the disability is incurred.
(3) Professionally prescribed health aids for the
debtor or any dependent of the debtor.
(4) The debtor's interest, not to exceed $500 in
value, in household furnishings, household goods, wearing
apparel, appliances, books, animals kept as pets, and other items
that are held primarily for the personal, family, or household
use of the debtor or any dependent of the debtor.
(5) Property of any kind equivalent in value to
$3,000 is automatically exempt, unless within 30 days from the
date of the levy by the sheriff, the debtor elects, in lieu of
property, to exempt cash in an amount not to exceed a value of
$3,000.
(c) If the debtor elects to exempt property in accordance
with subsections (b)(4) and (b)(5) of this section, the sheriff
shall obtain a signed appraisal by a disinterested appraiser of
the property selected by the debtor. The appraisal shall be
returned with the writ.
(d) The debtor may not waive, by cognovit note or
otherwise, the provision of subsection (b) of this section.
(e) The exemptions in this section do not apply to wage
attachments.
(f) (1) In addition to the exemptions provided in Section
ll-504(b) of this subtitle, and in other statutes of this State,
in any proceeding under Title 11 of the United States Code,
entitled "Bankruptcy", any individual debtor domiciled in this
State may exempt the debtor's aggregate interest, not to exceed
[$4,500] $2,500 in value, in real property or personal property
[that the debtor or a dependent of the debtor uses as a
residence, or in a cooperative that owns property that the debtor
or a dependent of the debtor uses as a residence].
(2) As a condition to this exemption, the debtor
shall show by a preponderance of the evidence that he has
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