BLAIR LEE III, Acting Governor                         1761

psychological, or optometric care until such proposed change
has teen submitted to, and approved by, the Insurance
Commissioner. EACH AMENDMENT SHALL BE ON FILE FOR A WAITING
PERIOD OF 30 45 WORKING DAYS BEFORE IT BECOMES EFFECTIVE.
WHEN IN THE COMMISSIONER'S OPINION AN AMENDMENT IS NOT
ACCOMPANIED BY THE INFORMATION NEEDED TO SUPPORT IT AND THE
COMMISSIONER DOES NOT HAVE SUFFICIENT INFORMATION TO
DETERMINE WHETHER THE FILING MEETS THE REQUIREMENTS OF THIS
SECTION, THE NONPROFIT HEALTH SERVICE PLAN SHALL BE REQUIRED
TO FURNISH THE NEEDED INFORMATION AND IN THIS EVENT THE
WAITING PERIOD SHALL BE SUSPENDED AND SHALL RECOMMENCE AS OF
THE DATE THE INFORMATION IS FURNISHED. UPON WRITTEN
APPLICATION BY THE NONPROFIT HEALTH SERVICE PLAN, THE
COMMISSIONER MAY AUTHORIZE AN AMENDMENT WHICH HE HAS
REVIEWED TO BECOME EFFECTIVE BEFORE THE EXPIRATION OF THE
WAITING PERIOD OR ANY EXTENSION THEREOF OR AT ANY LATER
DATE. A FILING SHALL BE DEEMED APPROVED UNLESS DISAPPROVED
BY THE COMMISSIONER WITHIN THE WAITING PERIOD OR ANY
EXTENSION THEREOF. THE COMMISSIONER SHALL DISAPPROVE OR
MODIFY THE PROPOSED CHANGE OR CHANGES IF THE TABLE OF RATES
APPEARS BY REASONABLE ASSUMPTIONS TO BE EXCESSIVE IN
RELATION TO BENEFITS, OR IF THE FORM CONTAINS PROVISIONS
WHICH ARE UNJUST, UNFAIR, INEQUITABLE, INADEQUATE,
MISLEADING, DECEPTIVE, OR ENCOURAGE MISREPRESENTATIONS OF
THE COVERAGE. IN DETERMINING WHETHER TO DISAPPROVE OR
MODIFY THE FORM OR TABLE OF RATES, THE COMMISSIONER SHALL
GIVE DDE CONSIDERATION TO PAST AND PROSPECTIVE LOSS
EXPERIENCE WITHIN AND OUTSIDE THIS STATE, TO UNDERWRITING
PRACTICE AND JUDGMENT TO THE EXTENT APPROPRIATE, TO A
REASONABLE MARGIN FOR RESERVE NEEDS, TO PAST AND PROSPECTIVE
EXPENSES BOTH COUNTRYWIDE AND THOSE SPECIFICALLY APPLICABLE
TO THIS STATE, AND TO ALL OTHER RELEVANT FACTORS WITHIN AND
OUTSIDE THIS STATE.

Upon the adoption of any such amendment or change,
following its approval by the Insurance Commissioner, such
corporation shall file a copy thereof with the Insurance
Commissioner, duly certified to by at least two (2) of the
executive officers of such corporation.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act
shall take effect July 1, 1978.

Approved May 16, 1978.

CHAPTER 540

(Senate Bill 1057)

AN ACT concerning

Length of Haul Seines in the
Wicomico River Certain Waters