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3061
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MARVIN MANDEL, Governor
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(c) (7) No insurer under an automobile liability
insurance policy [shall] MAY classify or maintain an
insured in a classification entailing a higher premium
because of the insured's claim experience for a period
longer than three years after the filing of the last
claim by or against the insured, and no such insurer
[shall] MAY classify or maintain an insured in a
classification entailing a higher premium because of the
insured's driving record for a period longer than three
years after the obtaining of the last point or points by
the insured under [Part IV of Subtitle 6 of Article 66
1/2 of the Annotated Code of Maryland] THE POINT SYSTEM
PROVIDED FOR IN TITLE 16, SUB-TITLE 4 OF THE
TRANSPORTATION ARTICLE.
243C.
(a) The Executive Director shall determine the
premiums to be charged on policies issued by the Fund,
subject to approval by the Commissioner of Insurance.
The provisions of § 242 (c) of this article shall apply
to the determination of premiums by the Executive
Director, but nothing in said § 242 (c) or in this
subtitle shall preclude the Executive Director from
basing premiums on the number of points accumulated by an
insured or applicant for insurance under the point system
provided for in [Part IV of Subtitle 6 of Article 66 1/2
of the Annotated Code of Maryland (1970 Replacement
Volume)] TITLE 16, SUBTITLE 4 OF THE TRANSPORTATION
ARTICLE, or upon the prior claims experience of an
insured or applicant for insurance, or both.
243D.
(e) (1) If the executive director finds that,
after being insured by the Fund for any ten months during
an 18-month period, an insured had__(i) ten or more points
under the point system established under [Part IV of
Article 66 1/2] TITLE 16, SUBTITLE 4 OF THE
TRANSPORTATION ARTICLE and one or more chargeable
accidents, as defined in the rules and rates schedules of
the Maryland Automobile Insurance Fund filed with the
Commissioner of Insurance, which produce a claim payment
of $300 or more, based upon third-party liability, or
(ii) three or more chargeable accidents, as defined in
the rules and rates schedules of the Maryland Automobile
Insurance Fund filed with the Commissioner of Insurance,
without regard to the number of points,__he shall refer
the matter to the Motor Vehicle Administrator for a
determination. If, after a hearing, the Administrator
suspends or revokes the insured's driving license, the
executive director shall cancel or nonrenew the policy of
insurance after the notice required by § 240A(c). If the
policy of insurance covers a spouse or other household
member of the family of the policyholder, the
cancellation of the policy shall not cancel the__coverage
of the spouse or family member who has not had his or her
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