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2657
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MARVIN MANDEL, Governor
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538.
As used in this subtitle,
(b) "Motor vehicle" means automobile and any other
vehicle, including a trailer, operated or designed for
operation upon a public road by any power other than
animal or muscular power BUT DOES NOT INCLUDE A VEHICLE
AS DEFINED IN SECTION 11-165 OF THE TRANSPORTATION
ARTICLE Of THE ANNOTATED CODE OF MARYLAND.
539.
(A) No policy of motor vehicle liability insurance
shall be issued, sold or delivered in this State after
January 1,1973, unless the policy also affords the
minimum medical, hospital and disability benefits set
forth herein; or unless equivalent medical, hospital, and
disability benefits are provided by a policy issued to
the insured by a nonprofit health service plan or by an
authorized insurer with the policy in each case subject
to approval by the Commissioner. The benefits, or their
equivalent, shall cover the named insured and members of
his family residing in his household (except such persons
as may be specifically excluded in accordance with §
240C—1 of this article) injured in any motor vehicle
accident (including an accident involving an uninsured
motor vehicle or a motor vehicle whose identity cannot be
ascertained), other persons injured while occupying the
insured motor vehicle as a guest or passenger, or while
using it with the express or implied permission of the
named insured (except as provided in § 240C-1 of this
article), and pedestrians injured in an accident in which
the insured motor vehicle is involved or individuals
injured in, on, or alighting from any other vehicle
operated by animal or muscular power in an accident in
which an insured vehicle is involved. The minimum
medical, hospital and disability benefits shall include
up to an amount of $2,500, for payment of all reasonable
expenses arising from the accident and incurred within
three years from the date thereof for necessary medical,
surgical, x-ray and dental services, including prosthetic
devices, and necessary ambulance, hospital, professional
nursing and funeral services; and in the case of an
income producer, payment of benefits for loss of income
as the result of the accident; and where the parson
injured in the accident was not an income or wage
producer at the time of the accident, payments of
benefits must be made in reimbursement of necessary and
reasonable expenses incurred for essential services
ordinarily performed by the injured person for care and
maintenance of the family or family household. The
insurer providing loss of income benefits may require, as
a condition of receiving such benefits that the injured
person furnish the insurer reasonable medical proof of
his injury causing loss of income.
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