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2033
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MARVIN MANDEL, Governor
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OWED OR DUE, TO A SELLER, LENDER, HOLDER, OR CREDITOR,
ARISING FROM TRANSACTIONS INVOLVING A PERSON MARYLAND
RESIDENT SEEKING OR ACQUIRING REAL OR PERSONAL PROPERTY,
SERVICES, MONEY, OR CREDIT FOR PERSONAL, FAMILY, OR
HOUSEHOLD PURPOSES.
(1) "COLLECTION AGENCY" INCLUDES ANY PERSON
WHO GIVES AWAY, SELLS, OR ATTEMPTS TO GIVE AWAY OR SELL
TO OTHERS, ANY SYSTEM OR SERIES OF LETTERS OR FORMS USED
IN THE COLLECTION OF CLAIMS WHICH ASSERT OR INDICATE,
DIRECTLY OR INDIRECTLY THAT THE CLAIM IS BEING ASSERTED
OR COLLECTED BY ANY PERSON OTHER THAN THE CREDITOR OR
OWNER OF THE CLAIM.
(2) "COLLECTION AGENCY" DOES NOT INCLUDE
ANY:
(I) REGULAR EMPLOYEE OF A CREDITOR
ACTING UNDER THE GENERAL DIRECTION AND CONTROL OF THAT
CREDITOR IN THE COLLECTION OF A CLAIM OWNED BY THAT
CREDITOR;
(II) REGULAR EMPLOYEE OF A COLLECTION
AGENCY LICENSED UNDER THIS SUBTITLE;
(III) BANK, TRUST, COMPANY, SAVINGS AND
LOAN ASSOCIATION, OR BUILDING AND LOAN ASSOCIATION OR
MORTGAGE BROKER BANKER;
(IV) ABSTRACT COMPANY DOING AN ESCROW
BUSINESS;
(V) ATTORNEY AT LAW; OR
(VI) ANY PERSON ACTING UNDER THE ORDER
OF ANY COURT OF COMPETENT JURISDICTION.
(C) "PERSON" MEANS ANY INDIVIDUAL, CORPORATION,
BUSINESS TRUST, ESTATE, TRUST, PARTNERSHIP, ASSOCIATION,
TWO OR MORE PERSONS HAVING A JOINT OR COMMON INTEREST, OR
ANY OTHER LEGAL OR COMMERCIAL ENTITY.
(D) "COMMISSIONER" MEANS THE COMMISSIONER OF
CONSUMER CREDIT.
(E) "BOARD" MEANS THE COLLECTION AGENCY LICENSING
BOARD OF THE OFFICE OF THE COMMISSIONER OF CONSUMER
CREDIT.
324. LICENSE REQUIRED.
A PERSON MAY NOT ENGAGE IN THE BUSINESS OF A
COLLECTION AGENCY IN THIS STATE WITHOUT AN ANNUAL LICENSE
AS PROVIDED FOR IN THE SUBTITLE.
325. COLLECTION AGENCY LICENSING BOARD.
(A) THERE IS A COLLECTION AGENCY LICENSING BOARD
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