MARVIN MANDEL, Governor                               177

subsection, any remaining balance shall be paid to the
buyer,

[(3)](4) If the proceeds and deposit are

insufficient to      pay the items enumerated in paragraph

[(1)](2) of this    subsection, the buyer is liable for the
deficiency if:

(i) The agreement provides for liability for
a deficiency; and

(ii) The holder has complied with all
requirements of this subtitle, including the notice
requirement of § 12-624 (d).

12-703.

(c)(1) If, after the hearing, the Commissioner
finds that the creditor has engaged or is engaging in any
act or practice prohibited by this subtitle, he shall
order the creditor to cease and desist from the act or
practice.

(2) The order of the [Commission] COMMISSIONER
shall comply with the Administrative Procedure Act of the

Code.

12-707.

(b) A creditor does not violate this subtitle if
the creditor shows by a preponderance of evidence in any
administrative [of] OR judicial proceeding, that the
violation was not willful or resulted from a bona fide
error notwithstanding the maintenance of procedures
reasonably adapted to avoid any such error.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act
shall take effect July 1, 1976.

Approved April 1, 1976.

CHAPTER 93
(House Bill 915)

AN ACT concerning

Corrective Bill — State Roads

FOR the purpose of correcting technical errors in the
laws relating to State roads and highways.

BY repealing and reenacting, with amendments,